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SouthState Corporation SSB NYSE

NYSE • Financial Services • Banks - Regional • US • USD

SharesGrow Score
73/100
5/7 Pass
SharesGrow Intrinsic Value
$181.94
+85.3%
Analyst Price Target
$120.80
+23%

SouthState Corporation (SSB) is a Banks - Regional company in the Financial Services sector, currently trading at $98.19. It has a SharesGrow Score of 73/100, indicating a above average investment profile with 5 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of SSB = $181.94 (+85.3% from the current price, the stock appears undervalued). Analyst consensus target is SSB = $121 (+23% upside).

Valuation: SSB trades at a trailing Price-to-Earnings (P/E) of 12.2 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.1.

Financials: revenue is $3.8B, +32.4%/yr average growth. Net income is $799M, growing at +19.1%/yr. Net profit margin is 21.3% (strong). Gross margin is 68.3% (-23.1 pp trend).

Balance sheet: total debt is $1.3B against $9.1B equity (Debt-to-Equity (D/E) ratio 0.15, conservative). Current ratio is 0.22 (tight liquidity). Debt-to-assets is 2%. Total assets: $67.2B.

Analyst outlook: 13 / 20 analysts rate SSB as buy (65%) — moderate consensus.

SharesGrow 7-Criteria breakdown: Value 74/100 (Pass), Growth 90/100 (Pass), Past 100/100 (Pass), Health 33/100 (Fail), Moat 59/100 (Partial), Future 67/100 (Pass), Income 85/100 (Pass).

$120.80
▲ 23.03% Upside
Average Price Target
Based on 20 Wall Street analysts offering 12-month price targets for SouthState Corporation, the average price target is $120.80, with a high forecast of $126.00, and a low forecast of $118.00.
Highest Price Target
$126.00
Average Price Target
$120.80
Lowest Price Target
$118.00

SSB SharesGrow Score Overview

73/100
SharesGrow Score
Above average fundamentals
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VALUE 74/100
Valuation — P/E, PEG, Forward PEG
GROWTH 90/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 33/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 59/100
Gross margin is + market cap
FUTURE 67/100
Analyst outlook — as buy
INCOME 85/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — SSB

VALUE Pass
74/100
SSB trades at a trailing Price-to-Earnings (P/E) of 12.2 (S&P 500 average ~25). Forward PEG 1.1 — ~moderate (~1.5). Trailing PEG 1.52. Analyst consensus target is $121, implying +23.2% from the current price $98. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Pass
90/100
SSB: +32.4%/yr revenue is, +19.1%/yr Net income is average growth. > 5%/yr — strong. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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PAST Pass
100/100
SSB: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
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HEALTH Fail
33/100
Balance sheet SSB: Debt-to-Equity (D/E) ratio 0.15 (conservative), Current ratio is 0.22 (tight liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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~
MOAT Partial
59/100
SSB: Gross margin is 68.3% (-23.1 pp trend), $10B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 59/100. ≥ 70 = Pass.
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FUTURE Pass
67/100
Analyst outlook: 13 / 20 analysts rate SSB as buy (65%). Analyst consensus target is $121 (+23.2% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
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INCOME Pass
85/100
SSB: Net profit margin is 21.3%. healthy (≥15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
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Stock Chart & Stats

Market Data
52-Week Range77.74-108.46
Volume1.25M
Avg Volume (30D)908.2K
Market Cap$9.87B
Beta (1Y)0.75
Dividend Yield$2.3400
Share Statistics
EPS (TTM)7.92
Shares Outstanding$100.06M
IPO Date1997-01-28
Employees6,405
CEOJohn C. Corbett
Financial Highlights & Ratios
Revenue (TTM)$3.76B
Gross Profit$2.57B
EBITDA$1.17B
Net Income$798.67M
Operating Income$1.05B
Total Cash$6.9B
Total Debt$1.31B
Net Debt$731.38M
Total Assets$67.2B
Price / Earnings (P/E)12.4
Price / Sales (P/S)2.63
Analyst Forecast
1Y Price Target$120.00
Target High$126.00
Target Low$118.00
Upside+22.2%
Rating ConsensusBuy
Analysts Covering20
Buy 65% Hold 35% Sell 0%
Price Target Summary
Company Info
CountryUS
ExchangeNYSE
CurrencyUSD
ISINUS84472E1029

Price Chart

SSB
SouthState Corporation  ·  NYSE
Financial Services • Banks - Regional
77.74 52WK RANGE 108.46
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