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The Bancorp, Inc. TBBK NASDAQ

NASDAQ Global Select • Financial Services • Banks - Regional • US • USD

SharesGrow Score
77/100
5/7 Pass
SharesGrow Intrinsic Value
$60.75
+1.5%
Analyst Price Target
$58.00
-3.1%

The Bancorp, Inc. (TBBK) is a Banks - Regional company in the Financial Services sector, currently trading at $59.85. It has a SharesGrow Score of 77/100, indicating a strong investment profile with 5 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of TBBK = $60.75 (+1.5% from the current price, the stock appears fairly valued). Analyst consensus target is TBBK = $58 (-3.1% upside).

Valuation: TBBK trades at a trailing Price-to-Earnings (P/E) of 10.9 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.29.

Financials: revenue is $690M, +20.4%/yr average growth. Net income is $228M, growing at +21.9%/yr. Net profit margin is 33.1% (strong). Gross margin is 74.3% (-9.6 pp trend).

Balance sheet: total debt is $422M against $690M equity (Debt-to-Equity (D/E) ratio 0.61, moderate). Current ratio is 8.66 (strong liquidity). Debt-to-assets is 4.5%. Total assets: $9.4B.

Analyst outlook: 6 / 7 analysts rate TBBK as buy (86%) — strong consensus.

SharesGrow 7-Criteria breakdown: Value 66/100 (Pass), Growth 100/100 (Pass), Past 100/100 (Pass), Health 50/100 (Partial), Moat 55/100 (Partial), Future 68/100 (Pass), Income 100/100 (Pass).

$58.00
▼ 3.09% Downside
Average Price Target
Based on 7 Wall Street analysts offering 12-month price targets for The Bancorp, Inc., the average price target is $58.00, with a high forecast of $60.00, and a low forecast of $57.00.
Highest Price Target
$60.00
Average Price Target
$58.00
Lowest Price Target
$57.00

TBBK SharesGrow Score Overview

77/100
SharesGrow Score
Strong investment profile
View full scorecard →
VALUE 66/100
Valuation — P/E, PEG, Forward PEG
GROWTH 100/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 50/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 55/100
Gross margin is + market cap
FUTURE 68/100
Analyst outlook — as buy
INCOME 100/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — TBBK

VALUE Pass
66/100
TBBK trades at a trailing Price-to-Earnings (P/E) of 10.9 (S&P 500 average ~25). Forward PEG 0.29 — Peter Lynch undervalued (≤1.0). Trailing PEG 4.09. Analyst consensus target is $58, implying -3.1% from the current price $60. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Pass
100/100
TBBK: +20.4%/yr revenue is, +21.9%/yr Net income is average growth. > 5%/yr — strong. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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PAST Pass
100/100
TBBK: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
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~
HEALTH Partial
50/100
Balance sheet TBBK: Debt-to-Equity (D/E) ratio 0.61 (moderate), Current ratio is 8.66 (strong liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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~
MOAT Partial
55/100
TBBK: Gross margin is 74.3% (-9.6 pp trend), $3B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 55/100. ≥ 70 = Pass.
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FUTURE Pass
68/100
Analyst outlook: 6 / 7 analysts rate TBBK as buy (86%). Analyst consensus target is $58 (-3.1% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
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INCOME Pass
100/100
TBBK: Net profit margin is 33.1%. strong (≥30%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
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Stock Chart & Stats

Market Data
52-Week Range40.51-81.65
Volume283.9K
Avg Volume (30D)597.01K
Market Cap$2.63B
Beta (1Y)1.28
Share Statistics
EPS (TTM)4.99
Shares Outstanding$45.77M
IPO Date2004-02-03
Employees771
CEODamian Kozlowski
Financial Highlights & Ratios
Revenue (TTM)$690.46M
Gross Profit$512.77M
EBITDA$303.04M
Net Income$228.21M
Operating Income$303.04M
Total Cash$1.68B
Total Debt$422.37M
Net Debt$414.33M
Total Assets$9.35B
Price / Earnings (P/E)12
Price / Sales (P/S)3.81
Analyst Forecast
1Y Price Target$57.00
Target High$60.00
Target Low$57.00
Upside-4.8%
Rating ConsensusBuy
Analysts Covering7
Buy 86% Hold 14% Sell 0%
Price Target Summary
Company Info
CountryUS
ExchangeNASDAQ Global Select
CurrencyUSD
ISINUS05969A1051

Price Chart

TBBK
The Bancorp, Inc.  ·  NASDAQ Global Select
Financial Services • Banks - Regional
40.51 52WK RANGE 81.65
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