SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
The Bancorp, Inc. (TBBK) trades at a trailing P/E of 10.9, forward P/E of 10.1. Trailing earnings yield is 9.13%, forward earnings yield 9.90%. PEG 0.74 (Peter Lynch undervalued ≤1.0). Graham Number is $43.32.
Criteria proven by this page:
- VALUE (66/100, Pass) — P/E is below market average (10.9); PEG ≤ 1.0 — Peter Lynch undervalued (0.74); earnings yield beats bond yields (9.13%).
- Forward P/E 10.1 (down from trailing 10.9) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.74 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 9.13% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 9.90% as earnings recover.
- Analyst consensus target $58.00 (-3.1% downside) — slight downside risk — the market may be ahead of analyst expectations.
Overall SharesGrow Score: 77/100 with 5/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
66/100
Price-to-Earnings & upside
Proven by this page
~
HEALTH
50/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — TBBK
Valuation Multiples
P/E (TTM)10.9
Forward P/E10.1
PEG Ratio0.74
Forward PEG0.50
P/B Ratio3.62
P/S Ratio3.02
EV/EBITDA9.6
Per Share Data
EPS (TTM)$5.25
Forward EPS (Est.)$5.93
Book Value / Share$15.88
Revenue / Share$19.27
FCF / Share$5.98
Yields & Fair Value
Earnings Yield9.13%
Forward Earnings Yield9.90%
Dividend Yield0.00%
Graham Number$43.32
SharesGrow IV$60.75 (+1.5%)
Analyst Target$58.00 (-3.1%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
-3.6 |
0.01 |
1.17 |
2.42 |
- |
| 2017 |
25.4 |
-0.22 |
1.70 |
2.54 |
- |
| 2018 |
5.1 |
0.02 |
1.10 |
1.49 |
- |
| 2019 |
14.3 |
-0.34 |
1.52 |
2.60 |
- |
| 2020 |
9.8 |
0.19 |
1.35 |
2.66 |
- |
| 2021 |
13.1 |
0.34 |
2.22 |
4.43 |
- |
| 2022 |
12.3 |
0.64 |
2.31 |
3.88 |
- |
| 2023 |
10.9 |
0.20 |
2.60 |
3.44 |
- |
| 2024 |
12.1 |
0.52 |
3.34 |
3.71 |
- |
| 2025 |
13.5 |
0.92 |
4.48 |
4.48 |
- |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$-2.17 |
$144.71M |
$-96.49M |
-66.7% |
| 2017 |
$0.39 |
$217.01M |
$21.67M |
10% |
| 2018 |
$1.55 |
$301.76M |
$88.68M |
29.4% |
| 2019 |
$0.90 |
$283.7M |
$51.56M |
18.2% |
| 2020 |
$1.37 |
$295.4M |
$80.08M |
27.1% |
| 2021 |
$1.88 |
$326.86M |
$110.65M |
33.9% |
| 2022 |
$2.27 |
$413.98M |
$130.21M |
31.5% |
| 2023 |
$3.49 |
$611.6M |
$192.3M |
31.4% |
| 2024 |
$4.29 |
$710.11M |
$217.54M |
30.6% |
| 2025 |
$4.92 |
$690.46M |
$228.21M |
33.1% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$5.93 |
$5.90 – $5.95 |
$839.54M |
$787.2M – $891.88M |
2 |
| 2027 |
$8.15 |
$8.00 – $8.28 |
$1.11B |
$966.28M – $1.25B |
2 |