Union Bankshares, Inc. (UNB) is a Banks - Regional company in the Financial Services sector, currently trading at $23.92. It has a SharesGrow Score of 63/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of UNB = $75.62 (+216.1% from the current price, the stock appears undervalued).
Valuation: UNB trades at a trailing Price-to-Earnings (P/E) of 9.9 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.46.
Financials: revenue is $87M, +18.6%/yr average growth. Net income is $11M, growing at -2.1%/yr. Net profit margin is 12.7% (healthy). Gross margin is 61.5% (-29.9 pp trend).
Balance sheet: total debt is $303M against $81M equity (Debt-to-Equity (D/E) ratio 3.74, leveraged). Current ratio is 0.05 (tight liquidity). Debt-to-assets is 18.7%. Total assets: $1.6B.
Analyst outlook: 1 / 1 analysts rate UNB as buy (100%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 100/100 (Pass), Growth 48/100 (Partial), Past 100/100 (Pass), Health 0/100 (Fail), Moat 35/100 (Fail), Future 100/100 (Pass), Income 55/100 (Partial).
