Southern Missouri Bancorp, Inc. (SMBC) is a Banks - Regional company in the Financial Services sector, currently trading at $66.86. It has a SharesGrow Score of 65/100, indicating a above average investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of SMBC = $116.39 (+74.1% from the current price, the stock appears undervalued). Analyst consensus target is SMBC = $71 (+5.4% upside).
Valuation: SMBC trades at a trailing Price-to-Earnings (P/E) of 11.5 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.7.
Financials: revenue is $305M, +31.1%/yr average growth. Net income is $58M, growing at +9.1%/yr. Net profit margin is 19.1% (healthy). Gross margin is 57.7% (-31.6 pp trend).
Balance sheet: total debt is $142M against $545M equity (Debt-to-Equity (D/E) ratio 0.26, conservative). Current ratio is 1.09 (adequate). Debt-to-assets is 2.8%. Total assets: $5.0B.
Analyst outlook: 1 / 3 analysts rate SMBC as buy (33%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 64/100 (Pass), Growth 83/100 (Pass), Past 100/100 (Pass), Health 50/100 (Partial), Moat 49/100 (Partial), Future 40/100 (Partial), Income 70/100 (Pass).
