Valley National Bancorp (VLY) is a Banks - Regional company in the Financial Services sector, currently trading at $13.10. It has a SharesGrow Score of 69/100, indicating a above average investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of VLY = $19.71 (+50.5% from the current price, the stock appears undervalued). Analyst consensus target is VLY = $15 (+14.5% upside).
Valuation: VLY trades at a trailing Price-to-Earnings (P/E) of 12.1 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.64.
Financials: revenue is $3.5B, +19.3%/yr average growth. Net income is $598M, growing at +7.1%/yr. Net profit margin is 17.1% (healthy). Gross margin is 53.9% (-28.8 pp trend).
Balance sheet: total debt is $3.4B against $7.8B equity (Debt-to-Equity (D/E) ratio 0.44, conservative). Current ratio is 0.75 (tight liquidity). Debt-to-assets is 5.3%. Total assets: $64.3B.
Analyst outlook: 14 / 21 analysts rate VLY as buy (67%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 87/100 (Pass), Growth 73/100 (Pass), Past 100/100 (Pass), Health 33/100 (Fail), Moat 59/100 (Partial), Future 61/100 (Pass), Income 70/100 (Pass).
