United Bankshares, Inc. (UBSI) is a Banks - Regional company in the Financial Services sector, currently trading at $43.50. It has a SharesGrow Score of 67/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of UBSI = $66.09 (+51.9% from the current price, the stock appears undervalued). Analyst consensus target is UBSI = $46 (+4.6% upside).
Valuation: UBSI trades at a trailing Price-to-Earnings (P/E) of 13.2 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 2.06.
Financials: revenue is $1.8B, +17.3%/yr average growth. Net income is $465M, growing at +7.6%/yr. Net profit margin is 25.5% (strong). Gross margin is 65.4% (-23.7 pp trend).
Balance sheet: total debt is $921M against $5.5B equity (Debt-to-Equity (D/E) ratio 0.17, conservative). Current ratio is 28.21 (strong liquidity). Debt-to-assets is 2.7%. Total assets: $33.7B.
Analyst outlook: 2 / 11 analysts rate UBSI as buy (18%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 52/100 (Partial), Growth 73/100 (Pass), Past 100/100 (Pass), Health 67/100 (Partial), Moat 59/100 (Partial), Future 34/100 (Fail), Income 85/100 (Pass).
