F.N.B. Corporation (FNB) is a Banks - Regional company in the Financial Services sector, currently trading at $17.73. It has a SharesGrow Score of 71/100, indicating a above average investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of FNB = $29.19 (+64.6% from the current price, the stock appears undervalued). Analyst consensus target is FNB = $20 (+14.2% upside).
Valuation: FNB trades at a trailing Price-to-Earnings (P/E) of 11.2 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.82.
Financials: revenue is $2.7B, +19.6%/yr average growth. Net income is $565M, growing at +9.3%/yr. Net profit margin is 21% (strong). Gross margin is 62.3% (-23.3 pp trend).
Balance sheet: total debt is $3.9B against $6.8B equity (Debt-to-Equity (D/E) ratio 0.58, moderate). Current ratio is 1.01 (adequate). Debt-to-assets is 7.8%. Total assets: $50.2B.
Analyst outlook: 13 / 19 analysts rate FNB as buy (68%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 84/100 (Pass), Growth 73/100 (Pass), Past 100/100 (Pass), Health 33/100 (Fail), Moat 59/100 (Partial), Future 61/100 (Pass), Income 85/100 (Pass).
