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Voya Financial, Inc. VOYA NYSE

NYSE • Financial Services • Financial - Conglomerates • US • USD

SharesGrow Score
69/100
3/7 Pass
SharesGrow Intrinsic Value
$189.08
+162%
Analyst Price Target
$89.50
+24%

Voya Financial, Inc. (VOYA) is a Financial - Conglomerates company in the Financial Services sector, currently trading at $72.18. It has a SharesGrow Score of 69/100, indicating a above average investment profile with 3 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of VOYA = $189.08 (+162% from the current price, the stock appears undervalued). Analyst consensus target is VOYA = $90 (+24% upside).

Valuation: VOYA trades at a trailing Price-to-Earnings (P/E) of 10.1 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.68.

Financials: revenue is $7.5B, +9%/yr average growth. Net income is $654M, growing at +9.1%/yr. Net profit margin is 8.7% (thin). Gross margin is 51.8% (-48.2 pp trend).

Balance sheet: total debt is $2.1B against $5.0B equity (Debt-to-Equity (D/E) ratio 0.42, conservative). Current ratio is 20.38 (strong liquidity). Debt-to-assets is 1.2%. Total assets: $178.9B.

Analyst outlook: 15 / 26 analysts rate VOYA as buy (58%) — moderate consensus.

SharesGrow 7-Criteria breakdown: Value 87/100 (Pass), Growth 65/100 (Pass), Past 100/100 (Pass), Health 67/100 (Partial), Moat 59/100 (Partial), Future 58/100 (Partial), Income 45/100 (Partial).

$89.50
▲ 24% Upside
Average Price Target
Based on 26 Wall Street analysts offering 12-month price targets for Voya Financial, Inc., the average price target is $89.50, with a high forecast of $93.00, and a low forecast of $86.00.
Highest Price Target
$93.00
Average Price Target
$89.50
Lowest Price Target
$86.00

VOYA SharesGrow Score Overview

69/100
SharesGrow Score
Above average fundamentals
View full scorecard →
VALUE 87/100
Valuation — P/E, PEG, Forward PEG
GROWTH 65/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 67/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 59/100
Gross margin is + market cap
FUTURE 58/100
Analyst outlook — as buy
INCOME 45/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — VOYA

VALUE Pass
87/100
VOYA trades at a trailing Price-to-Earnings (P/E) of 10.1 (S&P 500 average ~25). Forward PEG 0.68 — Peter Lynch undervalued (≤1.0). Trailing PEG 1.31. Analyst consensus target is $90, implying +24.7% from the current price $72. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Pass
65/100
VOYA: +9%/yr revenue is, +9.1%/yr Net income is average growth. > 5%/yr — strong. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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PAST Pass
100/100
VOYA: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
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HEALTH Partial
67/100
Balance sheet VOYA: Debt-to-Equity (D/E) ratio 0.42 (conservative), Current ratio is 20.38 (strong liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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MOAT Partial
59/100
VOYA: Gross margin is 51.8% (-48.2 pp trend), $7B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 59/100. ≥ 70 = Pass.
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FUTURE Partial
58/100
Analyst outlook: 15 / 26 analysts rate VOYA as buy (58%). Analyst consensus target is $90 (+24.7% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
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INCOME Partial
45/100
VOYA: Net profit margin is 8.7%. thin (5-15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
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Stock Chart & Stats

Market Data
52-Week Range52.43-79.99
Volume891.21K
Avg Volume (30D)1.08M
Market Cap$6.87B
Beta (1Y)0.85
Dividend Yield$1.8400
Share Statistics
EPS (TTM)6.39
Shares Outstanding$96M
IPO Date2013-05-02
Employees10,000
CEOHeather Hamilton Lavallee
Financial Highlights & Ratios
Revenue (TTM)$7.5B
Gross Profit$3.89B
EBITDA$261M
Net Income$654M
Operating Income$261M
Total Cash$1.23B
Total Debt$2.1B
Net Debt$876M
Total Assets$178.86B
Price / Earnings (P/E)11.3
Price / Sales (P/S)0.92
Analyst Forecast
1Y Price Target$89.00
Target High$93.00
Target Low$86.00
Upside+23.3%
Rating ConsensusBuy
Analysts Covering26
Buy 58% Hold 38% Sell 4%
Price Target Summary
Company Info
CountryUS
ExchangeNYSE
CurrencyUSD
ISINUS9290891004

Price Chart

VOYA
Voya Financial, Inc.  ·  NYSE
Financial Services • Financial - Conglomerates
52.43 52WK RANGE 79.99
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