OneMain Holdings, Inc. (OMF) is a Financial - Credit Services company in the Financial Services sector, currently trading at $57.42. It has a SharesGrow Score of 65/100, indicating a above average investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of OMF = $122.49 (+113.3% from the current price, the stock appears undervalued). Analyst consensus target is OMF = $70 (+21.4% upside).
Valuation: OMF trades at a trailing Price-to-Earnings (P/E) of 8.4 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.44.
Financials: revenue is $6.2B, +228.7%/yr average growth. Net income is $783M, growing at +2.2%/yr. Net profit margin is 12.5% (healthy). Gross margin is 47.6% (-33.8 pp trend).
Balance sheet: total debt is $22.7B against $3.4B equity (Debt-to-Equity (D/E) ratio 6.67, leveraged). Debt-to-assets is 82.9%. Total assets: $27.4B.
Analyst outlook: 22 / 31 analysts rate OMF as buy (71%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 94/100 (Pass), Growth 73/100 (Pass), Past 100/100 (Pass), Health 0/100 (Fail), Moat 52/100 (Partial), Future 79/100 (Pass), Income 55/100 (Partial).
