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The Western Union Company WU NYSE

NYSE • Financial Services • Financial - Credit Services • US • USD

SharesGrow Score
57/100
3/7 Pass
SharesGrow Intrinsic Value
$102.74
+1021.6%
Analyst Price Target
$9.00
-1.7%

The Western Union Company (WU) is a Financial - Credit Services company in the Financial Services sector, currently trading at $9.16. It has a SharesGrow Score of 57/100, indicating a above average investment profile with 3 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of WU = $102.74 (+1021.6% from the current price, the stock appears undervalued). Analyst consensus target is WU = $9 (-1.7% upside).

Valuation: WU trades at a trailing Price-to-Earnings (P/E) of 5.6 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.79.

Financials: revenue is $4.0B, -3.3%/yr average growth. Net income is $500M, growing at -9.5%/yr. Net profit margin is 12.4% (healthy). Gross margin is 28.7% (-12.6 pp trend).

Balance sheet: total debt is $0 against $958M equity (Debt-to-Equity (D/E) ratio 0, conservative). Current ratio is 16.52 (strong liquidity). Debt-to-assets is 0%. Total assets: $8.3B.

Analyst outlook: 6 / 48 analysts rate WU as buy (13%) — mixed sentiment.

SharesGrow 7-Criteria breakdown: Value 80/100 (Pass), Growth 15/100 (Fail), Past 100/100 (Pass), Health 83/100 (Pass), Moat 38/100 (Fail), Future 26/100 (Fail), Income 55/100 (Partial).

$9.00
▼ 1.75% Downside
Average Price Target
The 12-month price target for The Western Union Company is $9.00.

WU SharesGrow Score Overview

57/100
SharesGrow Score
Above average fundamentals
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VALUE 80/100
Valuation — P/E, PEG, Forward PEG
GROWTH 15/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 83/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 38/100
Gross margin is + market cap
FUTURE 26/100
Analyst outlook — as buy
INCOME 55/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — WU

VALUE Pass
80/100
WU trades at a trailing Price-to-Earnings (P/E) of 5.6 (S&P 500 average ~25). Forward PEG 0.79 — Peter Lynch undervalued (≤1.0). Analyst consensus target is $9, implying -1.7% from the current price $9. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Fail
15/100
WU: -3.3%/yr revenue is, -9.5%/yr Net income is average growth. weak. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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PAST Pass
100/100
WU: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
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HEALTH Pass
83/100
Balance sheet WU: Debt-to-Equity (D/E) ratio 0 (conservative), Current ratio is 16.52 (strong liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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MOAT Fail
38/100
WU: Gross margin is 28.7% (-12.6 pp trend), $3B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 38/100. ≥ 70 = Pass.
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FUTURE Fail
26/100
Analyst outlook: 6 / 48 analysts rate WU as buy (13%). Analyst consensus target is $9 (-1.7% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
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INCOME Partial
55/100
WU: Net profit margin is 12.4%. thin (5-15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
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Stock Chart & Stats

Market Data
52-Week Range7.85-10.37
Volume5.52M
Avg Volume (30D)8.69M
Market Cap$2.87B
Beta (1Y)0.54
Dividend Yield$0.9400
Share Statistics
EPS (TTM)1.53
Shares Outstanding$326.6M
IPO Date2006-10-02
Employees9,100
CEODevin McGranahan
Financial Highlights & Ratios
Revenue (TTM)$4.04B
Gross Profit$1.16B
EBITDA$934.3M
Net Income$499.6M
Operating Income$784.2M
Total Cash$1.23B
Net Debt$-1.23B
Total Assets$8.31B
Price / Earnings (P/E)6
Price / Sales (P/S)0.71
Analyst Forecast
1Y Price Target$9.00
Target High$9.00
Target Low$9.00
Upside-1.7%
Rating ConsensusHold
Analysts Covering48
Buy 13% Hold 60% Sell 27%
Price Target Summary
Company Info
CountryUS
ExchangeNYSE
CurrencyUSD
ISINUS9598021098

Price Chart

WU
The Western Union Company  ·  NYSE
Financial Services • Financial - Credit Services
7.85 52WK RANGE 10.37
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