XP Inc. (XP) is a Financial - Capital Markets company in the Financial Services sector, currently trading at $21.24. It has a SharesGrow Score of 77/100, indicating a strong investment profile with 6 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of XP = $158.70 (+647.2% from the current price, the stock appears undervalued). Analyst consensus target is XP = $24 (+10.6% upside).
Valuation: XP trades at a trailing Price-to-Earnings (P/E) of 10.3 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.72.
Financials: revenue is $18.2B, +56.4%/yr average growth. Net income is $5.1B, growing at +12.3%/yr. Net profit margin is 27.8% (strong). Gross margin is 67.4% (+48.8 pp trend).
Balance sheet: total debt is $85.3B against $23.5B equity (Debt-to-Equity (D/E) ratio 3.62, leveraged). Current ratio is 0.56 (tight liquidity). Debt-to-assets is 21.5%. Total assets: $396.5B.
Analyst outlook: 7 / 9 analysts rate XP as buy (78%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 72/100 (Pass), Growth 90/100 (Pass), Past 100/100 (Pass), Health 33/100 (Fail), Moat 84/100 (Pass), Future 73/100 (Pass), Income 85/100 (Pass).
