XS Financial Inc. (XSHLF) is a Financial - Credit Services company in the Financial Services sector, currently trading at $0.03. It has a SharesGrow Score of 22/100, indicating a weak investment profile with 0 out of 7 criteria passed.
Financials: revenue is $12M, +187.9%/yr average growth. Net income is $7M (loss), growing at -25.1%/yr. Net profit margin is -55.7% (negative). Gross margin is 99.9% (+77 pp trend).
Balance sheet: total debt is $75M against $3M equity (Debt-to-Equity (D/E) ratio 29.96, leveraged). Current ratio is 0.35 (tight liquidity). Debt-to-assets is 90.1%. Total assets: $84M.
SharesGrow 7-Criteria breakdown: Value ?/100 (Fail), Growth 58/100 (Partial), Past 0/100 (Fail), Health 0/100 (Fail), Moat 50/100 (Partial), Future ?/100 (Fail), Income 10/100 (Fail).