World Acceptance Corporation (WRLD) is a Financial - Credit Services company in the Financial Services sector, currently trading at $138.63. It has a SharesGrow Score of 68/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of WRLD = $219.60 (+58.4% from the current price, the stock appears undervalued).
Valuation: WRLD trades at a trailing Price-to-Earnings (P/E) of 17.7 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.65.
Financials: revenue is $565M, -2.8%/yr average growth. Net income is $90M, growing at +93.4%/yr. Net profit margin is 15.9% (healthy). Gross margin is 70% (+20.3 pp trend).
Balance sheet: total debt is $526M against $439M equity (Debt-to-Equity (D/E) ratio 1.2, moderate). Current ratio is 12.55 (strong liquidity). Debt-to-assets is 52.2%. Total assets: $1.0B.
Analyst outlook: 1 / 10 analysts rate WRLD as buy (10%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 95/100 (Pass), Growth 58/100 (Partial), Past 100/100 (Pass), Health 67/100 (Partial), Moat 64/100 (Partial), Future 20/100 (Fail), Income 70/100 (Pass).
