SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Cass Information Systems, Inc. (CASS) trades at a trailing P/E of 16.9, forward P/E of 16.0. Trailing earnings yield is 5.93%, forward earnings yield 6.27%. PEG 0.19 (Peter Lynch undervalued ≤1.0). Graham Number is $33.86.
Criteria proven by this page:
- VALUE (80/100, Pass) — P/E is below market average (16.9); PEG ≤ 1.0 — Peter Lynch undervalued (0.19); earnings yield beats bond yields (5.93%).
- Forward P/E 16.0 (down from trailing 16.9) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.19 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 5.93% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 6.27% as earnings recover.
- Analyst consensus target $50.00 (+8.1% upside) — modest upside expected.
Overall SharesGrow Score: 78/100 with 6/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
80/100
Price-to-Earnings & upside
Proven by this page
✓
HEALTH
83/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — CASS
Valuation Multiples
P/E (TTM)16.9
Forward P/E16.0
PEG Ratio0.19
Forward PEG1.44
P/B Ratio2.44
P/S Ratio2.94
EV/EBITDA4.8
Per Share Data
EPS (TTM)$2.71
Forward EPS (Est.)$2.90
Book Value / Share$18.78
Revenue / Share$15.73
FCF / Share$2.46
Yields & Fair Value
Earnings Yield5.93%
Forward Earnings Yield6.27%
Dividend Yield2.75%
Graham Number$33.86
SharesGrow IV$218.73 (+372.8%)
Analyst Target$50.00 (+8.1%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
33.7 |
4.72 |
3.94 |
6.51 |
1.22% |
| 2017 |
28.5 |
9.41 |
3.17 |
5.19 |
1.50% |
| 2018 |
25.7 |
1.21 |
3.38 |
5.11 |
1.70% |
| 2019 |
27.4 |
11.29 |
3.41 |
5.12 |
1.83% |
| 2020 |
22.2 |
-1.30 |
2.14 |
3.78 |
2.79% |
| 2021 |
19.7 |
1.23 |
2.29 |
3.62 |
2.75% |
| 2022 |
17.8 |
0.66 |
3.01 |
3.32 |
2.49% |
| 2023 |
20.7 |
-1.48 |
2.70 |
2.91 |
2.57% |
| 2024 |
28.8 |
-0.80 |
2.41 |
2.51 |
2.98% |
| 2025 |
15.6 |
0.18 |
2.25 |
2.86 |
3.02% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$1.63 |
$120.72M |
$24.35M |
20.2% |
| 2017 |
$1.68 |
$135.3M |
$25.01M |
18.5% |
| 2018 |
$2.03 |
$148.27M |
$30.27M |
20.4% |
| 2019 |
$2.07 |
$157.24M |
$30.4M |
19.3% |
| 2020 |
$1.73 |
$139.92M |
$25.18M |
18% |
| 2021 |
$2.00 |
$146.6M |
$28.6M |
19.5% |
| 2022 |
$2.53 |
$183.83M |
$34.9M |
19% |
| 2023 |
$2.18 |
$213.23M |
$30.06M |
14.1% |
| 2024 |
$1.39 |
$219.89M |
$19.17M |
8.7% |
| 2025 |
$2.61 |
$191.1M |
$35.12M |
18.4% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$2.81 |
$2.81 – $2.81 |
$203M |
$203M – $203M |
1 |
| 2027 |
$3.50 |
$3.50 – $3.50 |
$215.2M |
$215.2M – $215.2M |
1 |
