SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Chime Financial, Inc. Class A Common Stock (CHYM) has a negative trailing P/E of -7.3, meaning the company is currently unprofitable on a trailing twelve-month (TTM) basis. The forward P/E of 156.1 based on analyst estimates suggests a return to profitability is expected. Trailing earnings yield is -13.78%, forward earnings yield 0.64%. PEG 1.62.
Criteria proven by this page:
- VALUE (47/100, Partial) — mixed signals — some valuation metrics are favorable while others are stretched.
- Forward P/E 156.1 — analysts expect a return to profitability with estimated EPS of $0.15 for FY2026.
- PEG Ratio 1.62 — between 1.0–2.0 indicates moderate valuation relative to growth.
- Trailing Earnings Yield -13.78% — negative yield confirms the company is currently unprofitable. Investors are paying for a turnaround rather than current earnings. Forward yield improves to 0.64% as earnings recover.
- Analyst consensus target $25.33 (+8.2% upside) — modest upside expected.
Overall SharesGrow Score: 53/100 with 3/7 criteria passed.
SharesGrow 7-Criteria Score
~
VALUE
47/100
Price-to-Earnings & upside
Proven by this page
✓
HEALTH
100/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — CHYM
Valuation Multiples
P/E (TTM)-7.3
Forward P/E156.1
PEG Ratio1.62
Forward PEG1.62
P/B Ratio5.23
P/S Ratio3.42
EV/EBITDA-7.3
Per Share Data
EPS (TTM)$-2.69
Forward EPS (Est.)$0.15
Book Value / Share$3.73
Revenue / Share$5.82
FCF / Share$0.09
Yields & Fair Value
Earnings Yield-13.78%
Forward Earnings Yield0.64%
Dividend Yield0.00%
SharesGrow IV$-33.36 (-242.5%)
Analyst Target$25.33 (+8.2%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2022 |
-28.8 |
0.00 |
12.28 |
13.41 |
- |
| 2023 |
-66.6 |
1.18 |
14.44 |
10.58 |
- |
| 2024 |
-533.6 |
6.09 |
14.09 |
8.08 |
- |
| 2025 |
-58.9 |
-0.02 |
42.43 |
27.20 |
- |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2022 |
$0.00 |
$1.01B |
$-470.25M |
-46.6% |
| 2023 |
$0.00 |
$1.28B |
$-203.2M |
-15.9% |
| 2024 |
$0.00 |
$1.67B |
$-25.34M |
-1.5% |
| 2025 |
$-2.66 |
$2.19B |
$-1.01B |
-46.2% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$0.15 |
$0.11 – $0.19 |
$2.66B |
$2.64B – $2.68B |
10 |
| 2027 |
$0.62 |
$0.34 – $1.19 |
$3.16B |
$3.06B – $3.21B |
9 |
| 2028 |
$1.00 |
$0.73 – $1.19 |
$3.69B |
$3.69B – $3.69B |
6 |
| 2029 |
$1.14 |
$1.11 – $1.16 |
$4.14B |
$4.04B – $4.2B |
4 |
