Pinnacle Financial Partners, Inc. (PNFP) is a Banks - Regional company in the Financial Services sector, currently trading at $93.71. It has a SharesGrow Score of 74/100, indicating a above average investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of PNFP = $148.77 (+58.8% from the current price, the stock appears undervalued). Analyst consensus target is PNFP = $111 (+18.2% upside).
Valuation: PNFP trades at a trailing Price-to-Earnings (P/E) of 10.9 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.87.
Financials: revenue is $2.9B, +25.8%/yr average growth. Net income is $642M, growing at +6.6%/yr. Net profit margin is 22% (strong). Gross margin is 65.9% (-13.9 pp trend).
Balance sheet: total debt is $2.5B against $7.0B equity (Debt-to-Equity (D/E) ratio 0.36, conservative). Current ratio is 1.07 (adequate). Debt-to-assets is 4.4%. Total assets: $57.7B.
Analyst outlook: 14 / 21 analysts rate PNFP as buy (67%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 72/100 (Pass), Growth 83/100 (Pass), Past 100/100 (Pass), Health 50/100 (Partial), Moat 59/100 (Partial), Future 67/100 (Pass), Income 85/100 (Pass).
