SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Franklin Financial Services Corporation (FRAF) trades at a trailing P/E of 11.8, forward P/E of 10.2. Trailing earnings yield is 8.50%, forward earnings yield 9.82%. PEG 0.13 (Peter Lynch undervalued ≤1.0). Graham Number is $64.32.
Criteria proven by this page:
- VALUE (95/100, Pass) — P/E is below market average (11.8); PEG ≤ 1.0 — Peter Lynch undervalued (0.13); earnings yield beats bond yields (8.50%).
- Forward P/E 10.2 (down from trailing 11.8) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.13 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 8.50% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 9.82% as earnings recover.
Overall SharesGrow Score: 74/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
95/100
Price-to-Earnings & upside
Proven by this page
~
HEALTH
50/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — FRAF
Valuation Multiples
P/E (TTM)11.8
Forward P/E10.2
PEG Ratio0.13
Forward PEG0.55
P/B Ratio1.43
P/S Ratio1.88
EV/EBITDA15.5
Per Share Data
EPS (TTM)$4.72
Forward EPS (Est.)$5.61
Book Value / Share$38.96
Revenue / Share$29.46
FCF / Share$5.46
Yields & Fair Value
Earnings Yield8.50%
Forward Earnings Yield9.82%
Dividend Yield2.38%
Graham Number$64.32
SharesGrow IV$113.66 (+98.9%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
15.2 |
-0.70 |
1.05 |
2.57 |
2.87% |
| 2017 |
74.5 |
-1.01 |
1.41 |
3.17 |
2.49% |
| 2018 |
22.5 |
0.13 |
1.17 |
2.44 |
3.33% |
| 2019 |
10.5 |
0.06 |
1.33 |
2.69 |
3.02% |
| 2020 |
9.2 |
-0.46 |
0.81 |
1.96 |
4.44% |
| 2021 |
7.5 |
0.15 |
0.93 |
2.29 |
3.78% |
| 2022 |
10.7 |
-0.45 |
1.40 |
2.27 |
3.55% |
| 2023 |
10.1 |
-1.27 |
1.04 |
1.53 |
4.05% |
| 2024 |
11.9 |
-0.62 |
0.91 |
1.16 |
4.26% |
| 2025 |
10.6 |
0.12 |
1.29 |
1.69 |
2.59% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$1.88 |
$47.73M |
$8.09M |
16.9% |
| 2017 |
$0.50 |
$51.12M |
$2.18M |
4.3% |
| 2018 |
$1.39 |
$56.5M |
$6.13M |
10.8% |
| 2019 |
$3.67 |
$63.04M |
$16.12M |
25.6% |
| 2020 |
$2.93 |
$59.94M |
$12.8M |
21.4% |
| 2021 |
$4.42 |
$63.98M |
$19.62M |
30.7% |
| 2022 |
$3.36 |
$70.27M |
$14.94M |
21.3% |
| 2023 |
$3.10 |
$90.38M |
$13.6M |
15% |
| 2024 |
$2.51 |
$113.83M |
$11.1M |
9.8% |
| 2025 |
$4.74 |
$133.55M |
$21.23M |
15.9% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$5.61 |
$5.61 – $5.61 |
$96.4M |
$96.4M – $96.4M |
1 |
| 2027 |
$6.31 |
$6.31 – $6.31 |
$103.1M |
$103.1M – $103.1M |
1 |
