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Green Dot Corporation GDOT NYSE

NYSE • Financial Services • Financial - Credit Services • US • USD

SharesGrow Score
50/100
1/7 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow
Analyst Price Target
$16.13
+36.6%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

Green Dot Corporation (GDOT) has a negative trailing P/E of -6.4, meaning the company is currently unprofitable on a trailing twelve-month (TTM) basis. The forward P/E of 7.9 based on analyst estimates suggests a return to profitability is expected. Trailing earnings yield is -15.72%, forward earnings yield 12.59%. PEG 0.65 (Peter Lynch undervalued ≤1.0).

Criteria proven by this page:

  • VALUE (94/100, Pass) — PEG ≤ 1.0 — Peter Lynch undervalued (0.65); analyst target implies upside (+36.6%).
  • Forward P/E 7.9 — analysts expect a return to profitability with estimated EPS of $1.49 for FY2026.
  • PEG Ratio 0.65 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
  • Trailing Earnings Yield -15.72% — negative yield confirms the company is currently unprofitable. Investors are paying for a turnaround rather than current earnings. Forward yield improves to 12.59% as earnings recover.
  • Analyst consensus target $16.13 (+36.6% upside) — significant upside potential according to Wall Street analysts.

Overall SharesGrow Score: 50/100 with 1/7 criteria passed.

SharesGrow 7-Criteria Score
50/100
SG Score
View full scorecard →
VALUE
94/100
Price-to-Earnings & upside
Proven by this page
~
FUTURE
52/100
Analyst consensus
→ Forecast
~
PAST
50/100
→ Income
~
HEALTH
67/100
Debt-to-Equity & liquidity
→ Health
MOAT
32/100
→ Income
~
GROWTH
48/100
→ Income
INCOME
10/100
→ Income

Valuation Snapshot — GDOT

Valuation Multiples
P/E (TTM)-6.4
Forward P/E7.9
PEG Ratio0.65
Forward PEG0.65
P/B Ratio0.71
P/S Ratio0.30
EV/EBITDA-5.2
Per Share Data
EPS (TTM)$-1.78
Forward EPS (Est.)$1.49
Book Value / Share$16.04
Revenue / Share$37.49
FCF / Share$1.09
Yields & Fair Value
Earnings Yield-15.72%
Forward Earnings Yield12.59%
Dividend Yield0.00%
SharesGrow IV$-0.48 (-104.1%)
Analyst Target$16.13 (+36.6%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 28.0 2.27 1.71 1.61 -
2017 35.4 0.33 3.98 3.38 -
2018 35.0 1.04 4.56 3.90 -
2019 12.2 -0.77 1.31 1.10 -
2020 126.5 -1.63 2.90 2.33 -
2021 41.3 0.40 1.83 1.37 -
2022 13.1 0.35 1.08 0.58 -
2023 77.0 -0.86 0.60 0.34 -
2024 -21.3 0.04 0.65 0.33 -
2025 -7.1 -0.03 0.79 0.34 -

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $0.80 $726.14M $41.6M 5.7%
2017 $1.61 $901.39M $85.89M 9.5%
2018 $2.18 $1.07B $118.7M 11.1%
2019 $1.88 $1.11B $99.9M 9%
2020 $0.42 $1.25B $23.13M 1.8%
2021 $0.85 $1.43B $47.48M 3.3%
2022 $1.19 $1.45B $64.21M 4.4%
2023 $0.13 $1.5B $6.72M 0.4%
2024 $-0.50 $1.72B $-26.7M -1.5%
2025 $-1.79 $2.08B $-98.87M -4.8%

Analyst Estimates

Year EPS (Avg) EPS Range Revenue (Avg) Revenue Range Analysts
2026 $1.49 $1.44 – $1.53 $2.25B $2.21B – $2.29B 2
2027 $1.67 $1.65 – $1.69 $2.39B $2.36B – $2.41B 1
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