Trupanion, Inc. (TRUP) is a Insurance - Specialty company in the Financial Services sector, currently trading at $26.26. It has a SharesGrow Score of 55/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of TRUP = $-9.32 (-135.5% from the current price, the stock appears overvalued). Analyst consensus target is TRUP = $41 (+54.9% upside).
Valuation: TRUP trades at a trailing Price-to-Earnings (P/E) of 55.2 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.45.
Financials: revenue is $1.4B, +16.8%/yr average growth. Net income is $19M, growing at +126.7%/yr. Net profit margin is 1.4% (thin). Gross margin is 28.5% (+15 pp trend).
Balance sheet: total debt is $112M against $384M equity (Debt-to-Equity (D/E) ratio 0.29, conservative). Current ratio is 1.07 (adequate). Debt-to-assets is 12.2%. Total assets: $915M.
Analyst outlook: 9 / 15 analysts rate TRUP as buy (60%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 63/100 (Pass), Growth 90/100 (Pass), Past 25/100 (Fail), Health 50/100 (Partial), Moat 53/100 (Partial), Future 73/100 (Pass), Income 30/100 (Fail).
