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Lakeland Financial Corporation LKFN NASDAQ

NASDAQ Global Select • Financial Services • Banks - Regional • US • USD

SharesGrow Score
61/100
3/7 Pass
SharesGrow Intrinsic Value
$95.30
+56.8%
Analyst Price Target
$67.00
+10.3%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

Lakeland Financial Corporation (LKFN) trades at a trailing P/E of 14.8, forward P/E of 14.1. Trailing earnings yield is 6.74%, forward earnings yield 7.09%. PEG 1.41. Graham Number is $51.97.

Criteria proven by this page:

  • VALUE (50/100, Partial) — mixed signals — some valuation metrics are favorable while others are stretched.
  • Forward P/E 14.1 (down from trailing 14.8) — analysts expect earnings to grow, which would improve the valuation.
  • PEG Ratio 1.41 — between 1.0–2.0 indicates moderate valuation relative to growth.
  • Trailing Earnings Yield 6.74% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 7.09% as earnings recover.
  • Analyst consensus target $67.00 (+10.3% upside) — modest upside expected.

Overall SharesGrow Score: 61/100 with 3/7 criteria passed.

SharesGrow 7-Criteria Score
61/100
SG Score
View full scorecard →
~
VALUE
50/100
Price-to-Earnings & upside
Proven by this page
~
FUTURE
40/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
33/100
Debt-to-Equity & liquidity
→ Health
~
MOAT
55/100
→ Income
GROWTH
63/100
→ Income
INCOME
85/100
→ Income

Valuation Snapshot — LKFN

Valuation Multiples
P/E (TTM)14.8
Forward P/E14.1
PEG Ratio1.41
Forward PEG1.91
P/B Ratio2.01
P/S Ratio3.59
EV/EBITDA12.6
Per Share Data
EPS (TTM)$4.03
Forward EPS (Est.)$4.31
Book Value / Share$29.76
Revenue / Share$16.46
FCF / Share$4.05
Yields & Fair Value
Earnings Yield6.74%
Forward Earnings Yield7.09%
Dividend Yield3.37%
Graham Number$51.97
SharesGrow IV$95.30 (+56.8%)
Analyst Target$67.00 (+10.3%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 22.8 1.93 2.78 7.25 1.53%
2017 21.3 2.22 2.61 6.31 1.75%
2018 12.6 0.32 1.95 4.42 2.49%
2019 14.4 2.08 2.09 5.01 2.37%
2020 16.2 -6.11 2.08 5.98 2.24%
2021 21.3 1.57 2.90 8.58 1.70%
2022 17.9 2.18 3.27 6.62 2.19%
2023 17.8 -1.77 2.57 4.24 2.82%
2024 18.9 -34.56 2.58 4.11 2.79%
2025 14.1 1.35 1.92 3.47 3.52%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $2.05 $163.67M $52.08M 31.8%
2017 $2.23 $193.51M $57.33M 29.6%
2018 $3.13 $229.59M $80.41M 35%
2019 $3.38 $249.8M $87.05M 34.8%
2020 $3.30 $228.08M $84.34M 37%
2021 $3.74 $237.94M $95.73M 40.2%
2022 $4.04 $281.43M $103.82M 36.9%
2023 $3.65 $393.13M $93.77M 23.9%
2024 $3.63 $430M $93.48M 21.7%
2025 $4.01 $421.71M $103.36M 24.5%

Analyst Estimates

Year EPS (Avg) EPS Range Revenue (Avg) Revenue Range Analysts
2026 $4.29 $4.26 – $4.31 $290.17M $289.36M – $291.03M 3
2027 $4.53 $4.52 – $4.55 $305.21M $304.35M – $306.11M 3
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