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MetroCity Bankshares, Inc. MCBS NASDAQ

NASDAQ Global Select • Financial Services • Banks - Regional • US • USD

SharesGrow Score
57/100
3/7 Pass
SharesGrow Intrinsic Value
$67.64
+117%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

MetroCity Bankshares, Inc. (MCBS) trades at a trailing P/E of 12.0, forward P/E of 9.7. Trailing earnings yield is 8.35%, forward earnings yield 10.33%. PEG 2.50. Graham Number is $34.22.

Criteria proven by this page:

  • VALUE (34/100, Fail) — PEG > 2.0 means the stock is expensive even after accounting for growth (PEG 2.50).
  • Forward P/E 9.7 (down from trailing 12.0) — analysts expect earnings to grow, which would improve the valuation.
  • PEG Ratio 2.50 — above 2.0 suggests expensive relative to earnings growth.
  • Trailing Earnings Yield 8.35% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 10.33% as earnings recover.

Overall SharesGrow Score: 57/100 with 3/7 criteria passed.

SharesGrow 7-Criteria Score
57/100
SG Score
View full scorecard →
VALUE
34/100
Price-to-Earnings & upside
Proven by this page
FUTURE
20/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
~
HEALTH
50/100
Debt-to-Equity & liquidity
→ Health
~
MOAT
49/100
→ Income
GROWTH
63/100
→ Income
INCOME
85/100
→ Income

Valuation Snapshot — MCBS

Valuation Multiples
P/E (TTM)12.0
Forward P/E9.7
PEG Ratio2.50
Forward PEG0.44
P/B Ratio1.51
P/S Ratio3.71
EV/EBITDA11.0
Per Share Data
EPS (TTM)$2.56
Forward EPS (Est.)$3.22
Book Value / Share$20.31
Revenue / Share$8.91
FCF / Share$1.58
Yields & Fair Value
Earnings Yield8.35%
Forward Earnings Yield10.33%
Dividend Yield3.19%
Graham Number$34.22
SharesGrow IV$67.64 (+117%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 7.0 0.31 1.32 2.22 2.66%
2017 7.4 0.13 1.74 2.53 2.30%
2018 7.2 0.26 1.78 2.80 3.10%
2019 9.6 1.49 1.98 3.55 2.41%
2020 10.2 -0.46 1.51 3.59 2.78%
2021 11.4 0.16 2.43 5.06 1.67%
2022 8.8 1.24 1.57 3.39 2.78%
2023 11.7 -0.57 1.59 2.89 3.01%
2024 12.5 0.51 1.92 3.45 2.60%
2025 10.0 2.13 1.27 2.91 3.60%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $0.86 $63.81M $20.22M 31.7%
2017 $1.32 $92.92M $31.9M 34.3%
2018 $1.69 $107.02M $41.33M 38.6%
2019 $1.81 $120.92M $44.72M 37%
2020 $1.41 $102.96M $36.39M 35.3%
2021 $2.39 $139.21M $61.7M 44.3%
2022 $2.55 $162.29M $62.6M 38.6%
2023 $2.02 $209.38M $51.61M 24.7%
2024 $2.52 $234.43M $64.5M 27.5%
2025 $2.64 $237.03M $68.71M 29%

Analyst Estimates

Year EPS (Avg) EPS Range Revenue (Avg) Revenue Range Analysts
2026 $3.24 $3.24 – $3.24 $209M $209M – $209M 1
2027 $3.28 $3.28 – $3.28 $214.2M $214.2M – $214.2M 1
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