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Old Point Financial Corporation OPOF NASDAQ

NASDAQ Capital Marke • Financial Services • Banks - Regional • US • USD

SharesGrow Score
59/100
3/6 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

Old Point Financial Corporation (OPOF) trades at a trailing P/E of 22.4. Trailing earnings yield is 4.47%. PEG 1.01.

Criteria proven by this page:

  • VALUE (75/100, Pass) — P/E is below market average (22.4); earnings yield beats bond yields (4.47%).
  • PEG Ratio 1.01 — between 1.0–2.0 indicates moderate valuation relative to growth.
  • Trailing Earnings Yield 4.47% — roughly competitive with bond yields (~4.3%), moderate risk-reward.

Overall SharesGrow Score: 57/100 with 3/7 criteria passed.

SharesGrow 7-Criteria Score
59/100
SG Score
View full scorecard →
VALUE
75/100
Price-to-Earnings & upside
Proven by this page
FUTURE
N/A
No coverage
PAST
100/100
→ Income
HEALTH
17/100
Debt-to-Equity & liquidity
→ Health
MOAT
35/100
→ Income
GROWTH
73/100
→ Income
~
INCOME
55/100
→ Income

Valuation Snapshot — OPOF

Valuation Multiples
P/E (TTM)22.4
Forward P/EN/A
PEG Ratio1.01
Forward PEGN/A
P/B Ratio0.00
P/S Ratio2.48
EV/EBITDA0.0
Per Share Data
EPS (TTM)$1.88
Book Value / Share$0.00
Revenue / Share$16.94
FCF / Share$0.00
Yields & Fair Value
Earnings Yield4.47%
Dividend Yield0.00%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2015 $0.73 $43.43M $3.63M 8.4%
2016 $0.74 $42.9M $3.8M 8.9%
2017 $-0.01 $45.69M $-29K -0.1%
2018 $0.96 $51.53M $4.92M 9.5%
2019 $1.51 $54.32M $7.86M 14.5%
2020 $1.03 $53.79M $5.39M 10%
2021 $1.61 $57.14M $8.44M 14.8%
2022 $1.80 $59.86M $9.11M 15.2%
2023 $1.54 $80.28M $7.73M 9.6%
2024 $1.88 $85.82M $9.51M 11.1%
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