SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Regions Financial Corporation (RF-PC) trades at a trailing P/E of 11.2, forward P/E of 9.4. Trailing earnings yield is 8.97%, forward earnings yield 10.59%. PEG 0.60 (Peter Lynch undervalued ≤1.0). Graham Number is $34.79.
Criteria proven by this page:
- VALUE (67/100, Pass) — P/E is below market average (11.2); PEG ≤ 1.0 — Peter Lynch undervalued (0.60); earnings yield beats bond yields (8.97%).
- Forward P/E 9.4 (down from trailing 11.2) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.60 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 8.97% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 10.59% as earnings recover.
Overall SharesGrow Score: 59/100 with 3/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
67/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
33/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — RF-PC
Valuation Multiples
P/E (TTM)11.2
Forward P/E9.4
PEG Ratio0.60
Forward PEG0.70
P/B Ratio1.26
P/S Ratio2.47
EV/EBITDA6.3
Per Share Data
EPS (TTM)$2.46
Forward EPS (Est.)$2.60
Book Value / Share$21.83
Revenue / Share$10.98
FCF / Share$2.46
Yields & Fair Value
Earnings Yield8.97%
Forward Earnings Yield10.59%
Dividend Yield3.80%
Graham Number$34.79
SharesGrow IV$47.03 (+91.9%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
15.5 |
0.97 |
1.08 |
3.10 |
2.11% |
| 2017 |
16.2 |
1.01 |
1.27 |
3.45 |
2.00% |
| 2018 |
8.3 |
0.16 |
0.97 |
2.30 |
3.53% |
| 2019 |
10.8 |
-4.18 |
1.05 |
2.55 |
3.84% |
| 2020 |
14.1 |
-0.44 |
0.85 |
2.33 |
4.52% |
| 2021 |
8.3 |
0.06 |
1.14 |
3.16 |
3.44% |
| 2022 |
9.0 |
-1.07 |
1.26 |
2.69 |
3.78% |
| 2023 |
8.7 |
-1.06 |
1.04 |
1.98 |
4.88% |
| 2024 |
11.4 |
-1.41 |
1.21 |
2.30 |
4.61% |
| 2025 |
11.0 |
0.58 |
1.25 |
2.47 |
4.23% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$0.87 |
$5.82B |
$1.16B |
20% |
| 2017 |
$1.00 |
$5.93B |
$1.26B |
21.3% |
| 2018 |
$1.54 |
$6.36B |
$1.76B |
27.7% |
| 2019 |
$1.50 |
$6.7B |
$1.58B |
23.6% |
| 2020 |
$1.03 |
$6.64B |
$1.09B |
16.5% |
| 2021 |
$2.49 |
$6.6B |
$2.52B |
38.2% |
| 2022 |
$2.28 |
$7.48B |
$2.25B |
30% |
| 2023 |
$2.11 |
$9.15B |
$2.07B |
22.7% |
| 2024 |
$1.93 |
$9.37B |
$1.89B |
20.2% |
| 2025 |
$2.29 |
$9.61B |
$2.16B |
22.4% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$2.60 |
$2.57 – $2.65 |
$7.88B |
$7.83B – $7.95B |
1 |
| 2027 |
$2.86 |
$2.83 – $2.91 |
$8.19B |
$8.1B – $8.34B |
1 |
| 2028 |
$3.18 |
$3.14 – $3.23 |
$8.56B |
$8.49B – $8.68B |
1 |