Sound Financial Bancorp, Inc. SFBC NASDAQ

NASDAQ Capital Marke • Financial Services • Banks - Regional • US • USD

SharesGrow Score

58/100

2/6 Pass

SharesGrow Intrinsic Value

$83.40

+80.5%

SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

Sound Financial Bancorp, Inc. (SFBC) trades at a trailing P/E of 15.9. Trailing earnings yield is 6.30%. PEG 0.30 (Peter Lynch undervalued ≤1.0). Graham Number is $51.91.

Criteria proven by this page:

VALUE (30/100, Fail) — the composite valuation score falls below the 60/100 threshold required to pass.
PEG Ratio 0.30 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
Trailing Earnings Yield 6.30% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.

Overall SharesGrow Score: 57/100 with 2/7 criteria passed.

SharesGrow 7-Criteria Score

58/100

SG Score

View full scorecard →

✗

VALUE

30/100

Price-to-Earnings & upside

Proven by this page

—

FUTURE

N/A

No coverage

✓

PAST

100/100

→ Income

HEALTH

67/100

Debt-to-Equity & liquidity

→ Health

✗

MOAT

35/100

→ Income

✓

GROWTH

63/100

→ Income

INCOME

55/100

→ Income

Valuation Snapshot — SFBC

Valuation Multiples

P/E (TTM)15.9

Forward P/EN/A

PEG Ratio0.30

Forward PEGN/A

P/B Ratio1.04

P/S Ratio1.85

EV/EBITDA0.1

Per Share Data

EPS (TTM)$2.80

Book Value / Share$42.77

Revenue / Share$24.09

FCF / Share$2.76

Yields & Fair Value

Earnings Yield6.30%

Dividend Yield1.75%

Graham Number$51.91

SharesGrow IV$83.40 (+80.5%)

Historical Valuation

Year	P/E (TTM)	PEG Ratio	P/B Ratio	P/S Ratio	Dividend Yield
2016	12.9	1.04	1.16	2.31	1.07%
2017	16.6	-3.26	1.31	2.73	1.77%
2018	11.6	0.31	1.14	2.18	1.68%
2019	13.6	-2.13	1.17	2.36	1.58%
2020	9.2	0.29	0.96	1.94	2.52%
2021	12.6	43.84	1.23	2.79	1.77%
2022	11.5	-4.47	1.04	2.28	2.01%
2023	12.5	-0.82	0.92	1.67	2.06%
2024	28.9	-0.77	1.29	2.16	1.46%
2025	15.6	0.28	1.02	1.81	1.75%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year	EPS (Diluted)	Revenue	Net Income	Net Margin
2016	$2.09	$30.16M	$5.38M	17.8%
2017	$2.00	$31.2M	$5.13M	16.4%
2018	$2.74	$37.37M	$7.04M	18.8%
2019	$2.59	$38.57M	$6.68M	17.3%
2020	$1.34	$42.38M	$8.94M	21.1%
2021	$3.49	$41.22M	$9.16M	22.2%
2022	$3.41	$44.38M	$8.8M	19.8%
2023	$3.13	$55.6M	$7.44M	13.4%
2024	$1.82	$62.06M	$4.64M	7.5%
2025	$2.78	$61.62M	$7.16M	11.6%