SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Virginia National Bankshares Corporation (VABK) trades at a trailing P/E of 10.8. Trailing earnings yield is 9.23%. PEG 0.85 (Peter Lynch undervalued ≤1.0). Graham Number is $52.39.
Criteria proven by this page:
- VALUE (77/100, Pass) — P/E is below market average (10.8); PEG ≤ 1.0 — Peter Lynch undervalued (0.85); earnings yield beats bond yields (9.23%).
- PEG Ratio 0.85 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 9.23% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.
Overall SharesGrow Score: 65/100 with 3/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
77/100
Price-to-Earnings & upside
Proven by this page
~
HEALTH
67/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — VABK
Valuation Multiples
P/E (TTM)10.8
Forward P/EN/A
PEG Ratio0.85
Forward PEGN/A
P/B Ratio1.13
P/S Ratio2.52
EV/EBITDA9.0
Per Share Data
EPS (TTM)$3.57
Book Value / Share$34.15
Revenue / Share$15.45
FCF / Share$3.86
Yields & Fair Value
Earnings Yield9.23%
Dividend Yield3.72%
Graham Number$52.39
SharesGrow IV$95.36 (+132%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
11.7 |
0.13 |
1.14 |
2.77 |
1.62% |
| 2017 |
14.2 |
1.08 |
1.43 |
3.31 |
1.48% |
| 2018 |
10.3 |
0.37 |
1.24 |
2.83 |
2.81% |
| 2019 |
15.1 |
-0.70 |
1.33 |
3.21 |
3.10% |
| 2020 |
9.2 |
0.50 |
0.89 |
2.18 |
4.42% |
| 2021 |
20.0 |
-0.75 |
1.24 |
3.42 |
3.19% |
| 2022 |
8.3 |
0.08 |
1.46 |
2.79 |
3.27% |
| 2023 |
9.6 |
-0.53 |
1.20 |
2.33 |
3.84% |
| 2024 |
12.1 |
-0.97 |
1.28 |
2.48 |
3.45% |
| 2025 |
11.1 |
0.84 |
1.17 |
2.58 |
3.54% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$2.19 |
$24.39M |
$5.75M |
23.6% |
| 2017 |
$2.46 |
$28.21M |
$6.55M |
23.2% |
| 2018 |
$3.15 |
$31.01M |
$8.47M |
27.3% |
| 2019 |
$2.49 |
$31.56M |
$6.69M |
21.2% |
| 2020 |
$2.95 |
$33.8M |
$7.98M |
23.6% |
| 2021 |
$1.89 |
$58.74M |
$10.07M |
17.1% |
| 2022 |
$4.38 |
$69.99M |
$23.44M |
33.5% |
| 2023 |
$3.58 |
$79.09M |
$19.26M |
24.4% |
| 2024 |
$3.15 |
$82.61M |
$16.97M |
20.5% |
| 2025 |
$3.55 |
$83.34M |
$19.26M |
23.1% |
