Bread Financial Holdings, Inc. (BFH) is a publicly traded company in the Financial Services sector, operating within the Financial - Credit Services industry. The company is headquartered in Columbus, OH, United States. The current CEO is Ralph J. Andretta.
BFH has IPO date of 2001-06-15, 6,000 full-time employees, listed on the NYSE, a market capitalization of $3.56B.
Bread Financial Holdings, Inc. is a technology-driven financial services company that provides payment and lending solutions across North America. The company operates through its core business of offering credit card financing, risk management, and loan origination services for approximately 130 private label and co-brand credit card programs, as well as serving around 500 small and medium-sized merchants through its Bread partnership platform. Additionally, Bread Financial provides buy now, pay later (BNPL) solutions, general-purpose cash-back credit products, and a comprehensive digital payments suite with APIs that enable merchants to integrate financing options directly into their shopping experience. The company also delivers loan servicing, marketing, data analytics, and software development tools to support its diverse client base. Founded in 1996 and headquartered in Columbus, Ohio, Bread Financial was formerly known as Alliance Data Systems Corporation before rebranding in March 2022.
