Bread Financial Holdings, Inc. (BFH) — Analyst outlook / Analyst consensus target is. Based on 37 analyst ratings, the consensus is bullish — 15 Buy, 18 Hold, 4 Sell.
The consensus price target is $84.17 (low: $64.00, high: $92.00), representing an upside of 1.9% from the current price $82.64.
Analysts estimate Earnings Per Share (EPS) of $6.93 and revenue of $3.89B for the next fiscal year.
Earnings Per Share (EPS) track record: 2024: actual $5.58 vs est $6.93 (missed -19.5%). 2025: actual $11.13 vs est $10.25 (beat +8.6%). Analyst accuracy: 84%.
BFH Stock — 12-Month Price Forecast
$84.17
▲ +1.85% Upside
Average Price Target
Based on 37 Wall Street analysts offering 12-month price targets for Bread Financial Holdings, Inc., the average price target is $84.17, with a high forecast of $92.00, and a low forecast of $64.00.
The average price target represents a +1.85% change from the last price of $82.64.
Highest Price Target
$92.00
Average Price Target
$84.17
Lowest Price Target
$64.00
BFH Analyst Ratings
Hold
Based on 37 analysts giving stock ratings to Bread Financial Holdings, Inc. in the past 3 months
EPS Estimates — BFH
84%
Analyst Accuracy
Accurate
2 years compared
Actual vs Estimate
2024
Actual $5.58
vs Est $6.93
▼ 24.2% off
2025
Actual $11.13
vs Est $10.25
▲ 7.9% off
Profitability Outlook
Strong profitability with high earnings per share. EPS trend is improving.
Revenue Estimates — BFH
81%
Analyst Accuracy
Accurate
2 years compared
Actual vs Estimate
2024
Actual $4.798B
vs Est $3.890B
▲ 18.9% off
2025
Actual $4.699B
vs Est $3.823B
▲ 18.6% off
Revenue Trend
Revenue has been relatively flat. Analysts forecast revenue contraction ahead.
