Bread Financial Holdings, Inc. (BFH) has 20 known insider and institutional holders on record. The largest holder is ValueAct Holdings, L.P. with 1,707,646 shares. Other notable holders include ANDERSON BRUCE K and Andretta Ralph J.
Over the last 12 months, insiders have made 35 transactions in BFH stock — 17 buys (valued at $57.28K) and 0 sells (valued at RSU Award). Insider buying has outpaced selling during this period, which may signal confidence in the company's prospects.
BFH Insider Ownership
Top Holder
ValueAct Holdings, L.P.
1,707,646 shares
Buys (12 mo)
17
$57.28K value
Sells (12 mo)
0
$0.00 value
12-Month Transaction Activity
Top Insider Holders
| # |
Name |
Role |
Shares Owned |
Last Filed |
Relative Size |
| 1 |
Valueact Holdings, L.p. |
10 Percent Owner |
1,707,646 |
2019-10-30 |
|
| 2 |
Anderson Bruce K |
Director |
748,554 |
2020-03-23 |
|
| 3 |
Andretta Ralph J |
President and CEO |
577,119 |
2026-02-19 |
|
| 4 |
Turtle Creek Asset Management Inc. |
10 Percent Owner |
293,092 |
2024-01-29 |
|
| 5 |
Heffernan Edward J |
President and CEO |
237,333 |
2019-02-20 |
|
| 6 |
Greer Valerie E |
EVP, Chief Commercial Officer |
157,355 |
2026-02-19 |
|
| 7 |
Beberman Perry S |
EVP, Chief Financial Officer |
142,061 |
2026-03-04 |
|
| 8 |
Minicucci Robert A |
Director |
135,190 |
2020-03-20 |
|
| 9 |
Motes Joseph L Iii |
EVP, CAO, Gen Counsel & Secy |
131,087 |
2026-02-19 |
|
| 10 |
Kennedy Bryan J |
EVP & President, Epsilon |
126,691 |
2019-02-20 |
|
| 11 |
Mcconnaughey Tammy M |
EVP, Operations & Credit Risk |
124,926 |
2026-02-19 |
|
| 12 |
Jensen Kenneth R |
Director |
78,260 |
2020-03-20 |
|
| 13 |
Driscoll Allegra S |
EVP, Chief Technology Officer |
60,780 |
2026-03-04 |
|
| 14 |
Gerspach John C |
Director |
46,723 |
2026-01-20 |
|
| 15 |
Ballou Roger H |
Director |
39,766 |
2026-02-20 |
|
| 16 |
Campbell Jonathan Bryan |
SVP, Chief Accounting Officer |
38,877 |
2026-02-20 |
|
| 17 |
Miller Melisa A |
EVP & Pres, Card Services |
38,454 |
2019-02-20 |
|
| 18 |
Santillan Laura |
SVP, Chief Acctg. Officer |
38,249 |
2021-10-26 |
|
| 19 |
Tucker Laurie Anne |
Director |
33,821 |
2025-06-18 |
|
| 20 |
King Timothy P |
EVP & Chief Financial Officer |
33,308 |
2021-02-22 |
|
Recent Transactions (last 12 months)
| Date |
Name |
Role |
Type |
Shares |
Price |
Value |
| 2026-02-18 |
Driscoll Allegra S |
EVP, Chief Technology Officer |
Tax Withholding of RSU |
1,752 |
$73.74 |
$129.19K |
| 2026-02-17 |
Beberman Perry S |
EVP, Chief Financial Officer |
Tax Withholding of RSU |
22,516 |
$73.05 |
$1.64M |
| 2026-02-17 |
Campbell Jonathan Bryan |
SVP, Chief Accounting Officer |
RSU Award |
1,728 |
- |
- |
| 2026-02-19 |
Ballou Roger H |
Director |
Gift (Given) |
1,351 |
- |
- |
| 2026-02-18 |
Driscoll Allegra S |
EVP, Chief Technology Officer |
Tax Withholding of RSU |
2,564 |
$73.74 |
$189.07K |
| 2026-02-17 |
Driscoll Allegra S |
EVP, Chief Technology Officer |
RSU Award |
7,109 |
- |
- |
| 2026-02-18 |
Campbell Jonathan Bryan |
SVP, Chief Accounting Officer |
Tax Withholding of RSU |
1,310 |
$73.74 |
$96.6K |
| 2026-02-17 |
Campbell Jonathan Bryan |
SVP, Chief Accounting Officer |
Tax Withholding of RSU |
2,951 |
$73.05 |
$215.57K |
| 2026-02-18 |
Beberman Perry S |
EVP, Chief Financial Officer |
Tax Withholding of RSU |
2,014 |
$73.74 |
$148.51K |
| 2026-02-17 |
Beberman Perry S |
EVP, Chief Financial Officer |
Tax Withholding of RSU |
43,007 |
$73.05 |
$3.14M |
| 2026-02-18 |
Greer Valerie E |
EVP, Chief Commercial Officer |
Tax Withholding of RSU |
2,003 |
$73.74 |
$147.7K |
| 2026-02-17 |
Greer Valerie E |
EVP, Chief Commercial Officer |
Tax Withholding of RSU |
23,834 |
$73.05 |
$1.74M |
| 2026-02-18 |
Andretta Ralph J |
President and CEO |
Tax Withholding of RSU |
5,326 |
$73.74 |
$392.74K |
| 2026-02-17 |
Andretta Ralph J |
President and CEO |
RSU Award |
42,122 |
- |
- |
| 2026-02-18 |
Mcconnaughey Tammy M |
EVP, Operations & Credit Risk |
Tax Withholding of RSU |
1,606 |
$73.74 |
$118.43K |
| 2026-02-17 |
Mcconnaughey Tammy M |
EVP, Operations & Credit Risk |
Tax Withholding of RSU |
17,861 |
$73.05 |
$1.3M |
| 2026-02-18 |
Motes Joseph L Iii |
EVP, CAO, Gen Counsel & Secy |
Tax Withholding of RSU |
1,470 |
$73.74 |
$108.4K |
| 2026-02-17 |
Motes Joseph L Iii |
EVP, CAO, Gen Counsel & Secy |
Tax Withholding of RSU |
16,918 |
$73.05 |
$1.24M |
| 2026-01-15 |
Gerspach John C |
Director |
RSU Award |
499 |
- |
- |
| 2025-12-11 |
Greer Valerie E |
EVP, Chief Commercial Officer |
Tax Withholding of RSU |
1,256 |
$73.62 |
$92.47K |
| 2025-12-11 |
Andretta Ralph J |
President and CEO |
Tax Withholding of RSU |
4,116 |
$73.62 |
$303.02K |
| 2025-12-11 |
Motes Joseph L Iii |
EVP, CAO, Gen Counsel & Secy |
Tax Withholding of RSU |
346 |
$73.62 |
$25.47K |
| 2025-10-15 |
Gerspach John C |
Director |
RSU Award |
670 |
- |
- |
| 2025-07-30 |
Fawcett John J. |
Director |
Informative Buy |
927 |
$61.79 |
$57.28K |
| 2025-07-15 |
Gerspach John C |
Director |
RSU Award |
671 |
- |
- |
