Aflac Incorporated AFL NYSE

Aflac Incorporated (AFL) generated $2.56B in operating cash flow for fiscal year 2025. After capital expenditures of $0.00, free cash flow was $2.56B.

Free cash flow margin was 14.7% of revenue. Cash conversion ratio was 0.7x, suggesting some earnings are non-cash.

The company returned $1.2B in dividends and $3.53B in share buybacks to shareholders during the period.

Criteria supported by this page:

• HEALTH (100/100, Pass) — demonstrate the company can comfortably service its debt
• MOAT (55/100, Partial) — cash flow generation is present but not at levels indicating a wide moat
• INCOME (85/100) — Cash conversion ratio was 0.7x suggests some earnings are non-cash items

Overall SharesGrow Score: 61/100 with 3/7 criteria passed.