Unum Group UNM NYSE

Unum Group (UNM) generated $687.7M in operating cash flow for fiscal year 2025. After capital expenditures of $132.3M, free cash flow was $555.4M.

Free cash flow margin was 4.3% of revenue. Cash conversion ratio was 0.93x, suggesting some earnings are non-cash.

The company returned $306.2M in dividends and $1.01B in share buybacks to shareholders during the period.

Criteria supported by this page:

• HEALTH (75/100, Pass) — demonstrate the company can comfortably service its debt
• MOAT (55/100, Partial) — cash flow generation is present but not at levels indicating a wide moat
• INCOME (45/100) — Cash conversion ratio was 0.93x suggests some earnings are non-cash items

Overall SharesGrow Score: 61/100 with 3/7 criteria passed.