SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Aflac Incorporated (AFL) trades at a trailing P/E of 16.4, forward P/E of 15.3. Trailing earnings yield is 6.08%, forward earnings yield 6.55%. PEG 2.09. Graham Number is $92.79.
Criteria proven by this page:
- VALUE (48/100, Partial) — mixed signals — some valuation metrics are favorable while others are stretched.
- Forward P/E 15.3 (down from trailing 16.4) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 2.09 — above 2.0 suggests expensive relative to earnings growth.
- Trailing Earnings Yield 6.08% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 6.55% as earnings recover.
- Analyst consensus target $111.60 (-0.3% downside) — slight downside risk — the market may be ahead of analyst expectations.
Overall SharesGrow Score: 61/100 with 3/7 criteria passed.
SharesGrow 7-Criteria Score
~
VALUE
48/100
Price-to-Earnings & upside
Proven by this page
✓
HEALTH
100/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — AFL
Valuation Multiples
P/E (TTM)16.4
Forward P/E15.3
PEG Ratio2.09
Forward PEG2.09
P/B Ratio2.03
P/S Ratio3.37
EV/EBITDA11.0
Per Share Data
EPS (TTM)$6.88
Forward EPS (Est.)$7.33
Book Value / Share$55.64
Revenue / Share$32.75
FCF / Share$4.82
Yields & Fair Value
Earnings Yield6.08%
Forward Earnings Yield6.55%
Dividend Yield2.08%
Graham Number$92.79
SharesGrow IV$228.61 (+104.2%)
Analyst Target$111.60 (-0.3%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
10.8 |
1.09 |
1.40 |
1.27 |
2.30% |
| 2017 |
7.6 |
0.11 |
1.43 |
1.61 |
1.90% |
| 2018 |
12.0 |
-0.38 |
1.49 |
1.62 |
2.26% |
| 2019 |
11.9 |
0.68 |
1.36 |
1.77 |
1.96% |
| 2020 |
6.6 |
0.13 |
0.95 |
1.43 |
2.42% |
| 2021 |
9.3 |
-2.30 |
1.18 |
1.83 |
2.17% |
| 2022 |
10.3 |
1.23 |
2.27 |
2.38 |
2.14% |
| 2023 |
10.6 |
0.86 |
2.24 |
2.61 |
1.96% |
| 2024 |
10.6 |
0.44 |
2.21 |
3.02 |
1.88% |
| 2025 |
16.0 |
-0.55 |
1.98 |
3.35 |
2.05% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$3.21 |
$22.49B |
$2.66B |
11.8% |
| 2017 |
$5.48 |
$21.6B |
$4.6B |
21.3% |
| 2018 |
$3.77 |
$21.71B |
$2.92B |
13.5% |
| 2019 |
$4.43 |
$22.24B |
$3.3B |
14.9% |
| 2020 |
$6.67 |
$22.26B |
$4.78B |
21.5% |
| 2021 |
$6.39 |
$21.55B |
$4.23B |
19.6% |
| 2022 |
$6.93 |
$19.15B |
$4.42B |
23.1% |
| 2023 |
$7.78 |
$18.84B |
$4.66B |
24.7% |
| 2024 |
$9.63 |
$19.13B |
$5.44B |
28.5% |
| 2025 |
$6.83 |
$17.44B |
$3.65B |
20.9% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$7.35 |
$7.06 – $7.58 |
$17.03B |
$16.77B – $17.21B |
9 |
| 2027 |
$7.77 |
$7.58 – $7.96 |
$17.3B |
$16.97B – $17.49B |
7 |
| 2028 |
$8.16 |
$7.97 – $8.29 |
$17.45B |
$17.19B – $17.71B |
4 |
| 2029 |
$8.85 |
$8.62 – $8.99 |
$18.38B |
$18.02B – $18.6B |
2 |
