Banc of California, Inc. BANC NYSE

Banc of California, Inc. (BANC) generated $255.6M in operating cash flow for fiscal year 2025. After capital expenditures of $20.83M, free cash flow was $234.77M.

Free cash flow margin was 13% of revenue. Cash conversion ratio was 1.12x, indicating earnings are backed by cash.

The company returned $63.9M in dividends and $187.73M in share buybacks to shareholders during the period.

Criteria supported by this page:

• HEALTH (17/100, Fail) — weak cash flow raises concerns about debt servicing
• MOAT (59/100, Partial) — cash flow generation is present but not at levels indicating a wide moat
• INCOME (55/100) — Cash conversion ratio was 1.12x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 50/100 with 1/7 criteria passed.