Banc of California, Inc. (BANC) is a Banks - Regional company in the Financial Services sector, currently trading at $18.52. It has a SharesGrow Score of 50/100, indicating a mixed investment profile with 1 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of BANC = $17.69 (-4.5% from the current price, the stock appears fairly valued). Analyst consensus target is BANC = $18 (-5.5% upside).
Valuation: BANC trades at a trailing Price-to-Earnings (P/E) of 12.5 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.61.
Financials: revenue is $1.8B, +4.9%/yr average growth. Net income is $229M, growing at -120.4%/yr. Net profit margin is 12.6% (healthy). Gross margin is 58.7% (-23.2 pp trend).
Balance sheet: total debt is $3.0B against $3.5B equity (Debt-to-Equity (D/E) ratio 0.85, moderate). Current ratio is 0.26 (tight liquidity). Debt-to-assets is 8.7%. Total assets: $34.8B.
Analyst outlook: 15 / 27 analysts rate BANC as buy (56%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 78/100 (Pass), Growth 30/100 (Fail), Past 75/100 (Partial), Health 17/100 (Fail), Moat 59/100 (Partial), Future 38/100 (Fail), Income 55/100 (Partial).
