SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Banc of California, Inc. (BANC) trades at a trailing P/E of 12.5, forward P/E of 10.8. Trailing earnings yield is 8.00%, forward earnings yield 9.24%. PEG 0.10 (Peter Lynch undervalued ≤1.0). Graham Number is $27.48.
Criteria proven by this page:
- VALUE (78/100, Pass) — P/E is below market average (12.5); PEG ≤ 1.0 — Peter Lynch undervalued (0.10); earnings yield beats bond yields (8.00%).
- Forward P/E 10.8 (down from trailing 12.5) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.10 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 8.00% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 9.24% as earnings recover.
- Analyst consensus target $17.50 (-5.5% downside) — slight downside risk — the market may be ahead of analyst expectations.
Overall SharesGrow Score: 50/100 with 1/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
78/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
17/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — BANC
Valuation Multiples
P/E (TTM)12.5
Forward P/E10.8
PEG Ratio0.10
Forward PEG0.24
P/B Ratio0.81
P/S Ratio1.57
EV/EBITDA8.9
Per Share Data
EPS (TTM)$1.47
Forward EPS (Est.)$1.71
Book Value / Share$22.78
Revenue / Share$11.65
FCF / Share$1.51
Yields & Fair Value
Earnings Yield8.00%
Forward Earnings Yield9.24%
Dividend Yield2.28%
Graham Number$27.48
SharesGrow IV$17.69 (-4.5%)
Analyst Target$17.50 (-5.5%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
18.1 |
0.40 |
2.13 |
4.58 |
1.99% |
| 2017 |
43.5 |
-0.57 |
2.48 |
5.87 |
1.84% |
| 2018 |
36.2 |
-1.70 |
1.74 |
3.67 |
3.32% |
| 2019 |
86.0 |
-0.99 |
2.25 |
5.07 |
1.53% |
| 2020 |
136.7 |
-0.98 |
1.92 |
5.55 |
1.50% |
| 2021 |
3.8 |
0.00 |
2.16 |
1.72 |
5.19% |
| 2022 |
5.5 |
-0.43 |
0.59 |
1.45 |
6.01% |
| 2023 |
-1.0 |
0.00 |
0.58 |
1.30 |
4.53% |
| 2024 |
20.5 |
-0.20 |
0.74 |
1.39 |
4.15% |
| 2025 |
13.1 |
0.10 |
0.85 |
1.66 |
3.46% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$1.94 |
$455.16M |
$115.42M |
25.4% |
| 2017 |
$0.47 |
$428.02M |
$57.71M |
13.5% |
| 2018 |
$0.37 |
$448.97M |
$45.47M |
10.1% |
| 2019 |
$0.05 |
$403.23M |
$23.76M |
5.9% |
| 2020 |
$-0.02 |
$309.48M |
$12.57M |
4.1% |
| 2021 |
$0.95 |
$1.34B |
$606.96M |
45.4% |
| 2022 |
$0.85 |
$1.61B |
$423.61M |
26.4% |
| 2023 |
$-22.71 |
$1.5B |
$-1.9B |
-126.4% |
| 2024 |
$0.52 |
$1.87B |
$126.89M |
6.8% |
| 2025 |
$1.18 |
$1.81B |
$228.97M |
12.6% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$1.72 |
$1.69 – $1.76 |
$1.22B |
$1.21B – $1.24B |
8 |
| 2027 |
$2.08 |
$2.02 – $2.13 |
$1.32B |
$1.28B – $1.35B |
8 |
| 2028 |
$2.39 |
$2.33 – $2.46 |
$1.36B |
$1.36B – $1.36B |
1 |
