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The Hartford Financial Services Group, Inc. HIG NYSE

NYSE • Financial Services • Insurance - Diversified • US • USD

SharesGrow Score
75/100
4/7 Pass
SharesGrow Intrinsic Value
$278.17
+100.5%
Analyst Price Target
$152.67
+10%

The Hartford Financial Services Group, Inc. (HIG) generated $1.81B in operating cash flow for quarter ending 2025-12-31. After capital expenditures of $46M, free cash flow was $1.76B.

Free cash flow margin was 24.1% of revenue. Cash conversion ratio was 1.6x, indicating earnings are backed by cash.

The company returned $146M in dividends to shareholders during the quarter.

Criteria supported by this page:

  • HEALTH (100/100, Pass) — demonstrate the company can comfortably service its debt
  • MOAT (62/100, Partial) — cash flow generation is present but not at levels indicating a wide moat
  • INCOME (55/100) — Cash conversion ratio was 1.6x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 75/100 with 4/7 criteria passed.

SharesGrow 7-Criteria Score
75/100
SG Score
View full scorecard →
VALUE
76/100
Price-to-Earnings & upside
→ Valuation
~
FUTURE
52/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
100/100
Debt-to-Equity & liquidity
Proven by this page
~
MOAT
62/100
Proven by this page
GROWTH
83/100
→ Income
~
INCOME
55/100
→ Income
The Hartford Financial Services Group, Inc. Cash Flow History
Metric TTM Q4 FY2025 Q3 FY2025 Q2 FY2025 Q1 FY2025
Operating Cash Flow $5.92B$1.81B$1.84B$1.29B$985M
Capital Expenditure $-169M$-46M$-45M$-40M$-38M
Free Cash Flow $5.75B$1.76B$1.79B$1.25B$947M
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