Intrinsic Value of S&P & Nasdaq Contact Us

Globe Life Inc. GL NYSE

NYSE • Financial Services • Insurance - Life • US • USD

SharesGrow Score
68/100
4/7 Pass
SharesGrow Intrinsic Value
$341.46
+129%
Analyst Price Target
$164.50
+10.3%

Globe Life Inc. (GL) generated $350.6M in operating cash flow for quarter ending 2025-12-31. After capital expenditures of $20.51M, free cash flow was $330.1M.

Free cash flow margin was 21.7% of revenue. Cash conversion ratio was 1.32x, indicating earnings are backed by cash.

The company returned $21.67M in dividends and $192.26M in share buybacks to shareholders during the quarter.

Criteria supported by this page:

  • HEALTH (100/100, Pass) — demonstrate the company can comfortably service its debt
  • MOAT (51/100, Partial) — cash flow generation is present but not at levels indicating a wide moat
  • INCOME (70/100) — Cash conversion ratio was 1.32x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 68/100 with 4/7 criteria passed.

SharesGrow 7-Criteria Score
68/100
SG Score
View full scorecard →
VALUE
62/100
Price-to-Earnings & upside
→ Valuation
~
FUTURE
40/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
100/100
Debt-to-Equity & liquidity
Proven by this page
~
MOAT
51/100
Proven by this page
~
GROWTH
55/100
→ Income
INCOME
70/100
→ Income
Globe Life Inc. Cash Flow History
Metric TTM Q4 FY2025 Q3 FY2025 Q2 FY2025 Q1 FY2025
Operating Cash Flow $1.4B$350.6M$305.98M$307.93M$431.89M
Capital Expenditure $-142.48M$-20.51M$-97.29M$-12.94M$-11.75M
Free Cash Flow $1.25B$330.1M$208.69M$294.99M$420.14M
Contact Us
🎓
SharesGrow Academy
Learn how to calculate Intrinsic Value and find undervalued stocks.
Weekly live sessions
Send us a message