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Globe Life Inc. GL NYSE

NYSE • Financial Services • Insurance - Life • US • USD

SharesGrow Score
68/100
4/7 Pass
SharesGrow Intrinsic Value
$341.46
+130.4%
Analyst Price Target
$164.50
+11%

Globe Life Inc. (GL) is a Insurance - Life company in the Financial Services sector, currently trading at $148.20. It has a SharesGrow Score of 68/100, indicating a above average investment profile with 4 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of GL = $341.46 (+130.4% from the current price, the stock appears undervalued). Analyst consensus target is GL = $165 (+11% upside).

Valuation: GL trades at a trailing Price-to-Earnings (P/E) of 10.3 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.38.

Financials: revenue is $6.0B, +4.8%/yr average growth. Net income is $1.2B, growing at +9.1%/yr. Net profit margin is 19.4% (healthy). Gross margin is 33.4% (-59.8 pp trend).

Balance sheet: total debt is $2.6B against $6.0B equity (Debt-to-Equity (D/E) ratio 0.44, conservative). Current ratio is 9.66 (strong liquidity). Debt-to-assets is 8.5%. Total assets: $30.8B.

Analyst outlook: 10 / 28 analysts rate GL as buy (36%) — mixed sentiment.

SharesGrow 7-Criteria breakdown: Value 62/100 (Pass), Growth 55/100 (Partial), Past 100/100 (Pass), Health 100/100 (Pass), Moat 51/100 (Partial), Future 40/100 (Partial), Income 70/100 (Pass).

$164.50
▲ 11% Upside
Average Price Target
Based on 28 Wall Street analysts offering 12-month price targets for Globe Life Inc., the average price target is $164.50, with a high forecast of $176.00, and a low forecast of $157.00.
Highest Price Target
$176.00
Average Price Target
$164.50
Lowest Price Target
$157.00

GL SharesGrow Score Overview

68/100
SharesGrow Score
Above average fundamentals
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VALUE 62/100
Valuation — P/E, PEG, Forward PEG
GROWTH 55/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 100/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 51/100
Gross margin is + market cap
FUTURE 40/100
Analyst outlook — as buy
INCOME 70/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — GL

VALUE Pass
62/100
GL trades at a trailing Price-to-Earnings (P/E) of 10.3 (S&P 500 average ~25). Forward PEG 1.38 — ~moderate (~1.5). Trailing PEG 4.64. Analyst consensus target is $165, implying +11.3% from the current price $148. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Partial
55/100
GL: +4.8%/yr revenue is, +9.1%/yr Net income is average growth. mixed. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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PAST Pass
100/100
GL: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
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HEALTH Pass
100/100
Balance sheet GL: Debt-to-Equity (D/E) ratio 0.44 (conservative), Current ratio is 9.66 (strong liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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MOAT Partial
51/100
GL: Gross margin is 33.4% (-59.8 pp trend), $12B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 51/100. ≥ 70 = Pass.
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FUTURE Partial
40/100
Analyst outlook: 10 / 28 analysts rate GL as buy (36%). Analyst consensus target is $165 (+11.3% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
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INCOME Pass
70/100
GL: Net profit margin is 19.4%. healthy (≥15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
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Stock Chart & Stats

Market Data
52-Week Range109.38-152.71
Volume420.12K
Avg Volume (30D)504.03K
Market Cap$11.65B
Beta (1Y)0.47
Dividend Yield$1.1400
Share Statistics
EPS (TTM)14.30
Shares Outstanding$80.85M
IPO Date1980-10-01
Employees3,732
CEOFrank Martin Svoboda
Financial Highlights & Ratios
Revenue (TTM)$6B
Gross Profit$2B
EBITDA$1.59B
Net Income$1.16B
Operating Income$1.46B
Total Cash$18.05B
Total Debt$2.63B
Net Debt$2.48B
Total Assets$30.81B
Price / Earnings (P/E)10.4
Price / Sales (P/S)1.94
Analyst Forecast
1Y Price Target$162.50
Target High$176.00
Target Low$157.00
Upside+9.6%
Rating ConsensusHold
Analysts Covering28
Buy 36% Hold 39% Sell 25%
Price Target Summary
Company Info
CountryUS
ExchangeNYSE
CurrencyUSD
ISINUS37959E1029

Price Chart

GL
Globe Life Inc.  ·  NYSE
Financial Services • Insurance - Life
109.38 52WK RANGE 152.71
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