Globe Life Inc. GL NYSE

Globe Life Inc. (GL) has shown moderate revenue growth over the past 3 years, expanding from $5.2B to $6.0B (average +4.8%/yr). Net income reached $1.2B, reflecting solid earnings growth at +9.1%/yr on average. The net profit margin is 19.4%, which is high. The company has maintained profitability in all 4 of the past 4 years, demonstrating a consistent earnings track record. The gross margin is 33.4% (moderate), with a -59.8pp trend over the period. With a $12B market cap and MOAT composite score of 51/100, the company has a moderate competitive position.

Criteria proven by this page:

• GROWTH (55/100, Partial) — growth is present but not consistently above 5% across both metrics
• PAST (100/100, Pass) — proving consistent earnings. Looking at the full 41-year history, the company was profitable in 41 of 41 years — a perfect long-term track record
• INCOME (70/100, Pass) — proves strong profitability and pricing power
• MOAT (51/100, Partial) — some competitive advantages are present but not dominant

Overall SharesGrow Score: 68/100 with 4/7 criteria passed.