Globe Life Inc. GL NYSE

Globe Life Inc. (GL) generated $1.4B in operating cash flow for fiscal year 2025. After capital expenditures of $142.48M, free cash flow was $1.25B.

Free cash flow margin was 20.9% of revenue. Cash conversion ratio was 1.2x, indicating earnings are backed by cash.

The company returned $86.07M in dividends and $880.98M in share buybacks to shareholders during the period.

Criteria supported by this page:

• HEALTH (100/100, Pass) — demonstrate the company can comfortably service its debt
• MOAT (51/100, Partial) — cash flow generation is present but not at levels indicating a wide moat
• INCOME (70/100) — Cash conversion ratio was 1.2x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 68/100 with 4/7 criteria passed.