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Cincinnati Financial Corporation CINF NASDAQ

NASDAQ Global Select • Financial Services • Insurance - Property & Casualty • US • USD

SharesGrow Score
74/100
4/7 Pass
SharesGrow Intrinsic Value
$291.73
+78.6%
Analyst Price Target
$166.00
+1.6%
SharesGrow 7-Criteria Score All 7 criteria scored · income-related highlighted on this page

Cincinnati Financial Corporation (CINF) has shown exceptional revenue growth over the past 3 years, expanding from $6.6B to $12.6B (average +25.7%/yr). Net income reached $2.4B, reflecting exceptional earnings expansion at +169.1%/yr on average. The net profit margin is 18.9%, which is high. the company was profitable in 3 out of the last 4 years tracked. The gross margin is 50.1% (high), with a -49.9pp trend over the period. With a $25B market cap and MOAT composite score of 69/100, the company has a moderate competitive position.

Criteria proven by this page:

  • GROWTH (100/100, Pass) — proving strong growth momentum
  • PAST (75/100, Partial) — profitability has been inconsistent. Looking at the full 41-year history, the company was profitable in 40 of 41 years — an excellent long-term track record
  • INCOME (70/100, Pass) — proves strong profitability and pricing power
  • MOAT (69/100, Partial) — some competitive advantages are present but not dominant

Overall SharesGrow Score: 74/100 with 4/7 criteria passed.

74/100
SG Score
View full scorecard →
VALUE
74/100
Price-to-Earnings & upside
→ IV page
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FUTURE
46/100
Analyst consensus
→ Forecast
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PAST
75/100
3/4 yrs profit
EPS $15.17
Proven by this page
HEALTH
83/100
Debt-to-Equity & liquidity
→ Health
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MOAT
69/100
Score: 69/100
GM 50.1% (-49.9pp)
Proven by this page
GROWTH
100/100
Rev +25.7%/yr
NI +169.1%/yr
Proven by this page
INCOME
70/100
Margin 18.9%
$12.6B
Proven by this page
Cincinnati Financial Corporation Earnings and Revenue History
Analyst Forecast →
Revenue  Actual & Estimate
Earnings & Profit Margin  Actual & Estimate
Metric TTM FY2025 FY2024 FY2023 FY2022
Revenue $12.63B$12.63B$11.34B$10.01B$6.56B
Gross Profit $7.95B$6.33B$11.34B$10.01B$6.56B
Gross Margin 63%50.1%100%100%100%
Operating Income $2.98B$2.98B$2.91B$2.33B$-641M
Net Income $2.39B$2.39B$2.29B$1.84B$-487M
Net Margin 19%18.9%20.2%18.4%-7.4%
EPS (Diluted) $15.17$15.17$14.53$11.66$-3.06
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