Intrinsic Value of S&P & Nasdaq Contact Us

Cincinnati Financial Corporation CINF NASDAQ

NASDAQ Global Select • Financial Services • Insurance - Property & Casualty • US • USD

SharesGrow Score
74/100
4/7 Pass
SharesGrow Intrinsic Value
$291.73
+78.6%
Analyst Price Target
$166.00
+1.6%

Cincinnati Financial Corporation (CINF) is a Insurance - Property & Casualty company in the Financial Services sector, currently trading at $163.35. It has a SharesGrow Score of 74/100, indicating a above average investment profile with 4 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of CINF = $291.73 (+78.6% from the current price, the stock appears undervalued). Analyst consensus target is CINF = $166 (+1.6% upside).

Valuation: CINF trades at a trailing Price-to-Earnings (P/E) of 10.8 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.51.

Financials: revenue is $12.6B, +25.7%/yr average growth. Net income is $2.4B, growing at +169.1%/yr. Net profit margin is 18.9% (healthy). Gross margin is 50.1% (-49.9 pp trend).

Balance sheet: total debt is $886M against $15.9B equity (Debt-to-Equity (D/E) ratio 0.06, conservative). Current ratio is 1.29 (adequate). Debt-to-assets is 2.2%. Total assets: $41.0B.

Analyst outlook: 9 / 17 analysts rate CINF as buy (53%) — moderate consensus.

SharesGrow 7-Criteria breakdown: Value 74/100 (Pass), Growth 100/100 (Pass), Past 75/100 (Partial), Health 83/100 (Pass), Moat 69/100 (Partial), Future 46/100 (Partial), Income 70/100 (Pass).

$166.00
▲ 1.62% Upside
Average Price Target
Based on 17 Wall Street analysts offering 12-month price targets for Cincinnati Financial Corporation, the average price target is $166.00, with a high forecast of $175.00, and a low forecast of $157.00.
Highest Price Target
$175.00
Average Price Target
$166.00
Lowest Price Target
$157.00

CINF SharesGrow Score Overview

74/100
SharesGrow Score
Above average fundamentals
View full scorecard →
VALUE 74/100
Valuation — P/E, PEG, Forward PEG
GROWTH 100/100
Financials — average growth
PAST 75/100
strong — trend
HEALTH 83/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 69/100
Gross margin is + market cap
FUTURE 46/100
Analyst outlook — as buy
INCOME 70/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — CINF

VALUE Pass
74/100
CINF trades at a trailing Price-to-Earnings (P/E) of 10.8 (S&P 500 average ~25). Forward PEG 1.51 — ~moderate (~1.5). Trailing PEG 0.91. Analyst consensus target is $166, implying +1.6% from the current price $163. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
View details →
GROWTH Pass
100/100
CINF: +25.7%/yr revenue is, +169.1%/yr Net income is average growth. > 5%/yr — strong. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
View details →
~
PAST Partial
75/100
CINF: 3 / 4 years profitable. mixed. Score = 3 / 4 × 100. ≥ 80 = Pass.
View details →
HEALTH Pass
83/100
Balance sheet CINF: Debt-to-Equity (D/E) ratio 0.06 (conservative), Current ratio is 1.29 (adequate). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
View details →
~
MOAT Partial
69/100
CINF: Gross margin is 50.1% (-49.9 pp trend), $25B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 69/100. ≥ 70 = Pass.
View details →
~
FUTURE Partial
46/100
Analyst outlook: 9 / 17 analysts rate CINF as buy (53%). Analyst consensus target is $166 (+1.6% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
View details →
INCOME Pass
70/100
CINF: Net profit margin is 18.9%. healthy (≥15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
View details →

Stock Chart & Stats

Market Data
52-Week Range123.02-174.27
Volume580.54K
Avg Volume (30D)778.94K
Market Cap$25.43B
Beta (1Y)0.64
Dividend Yield$3.5500
Share Statistics
EPS (TTM)15.17
Shares Outstanding$157.75M
IPO Date1980-03-17
Employees5,624
CEOStephen Michael Spray
Financial Highlights & Ratios
Revenue (TTM)$12.63B
Gross Profit$6.33B
EBITDA$3.2B
Net Income$2.39B
Operating Income$2.98B
Total Cash$19.7B
Total Debt$886M
Net Debt$-545M
Total Assets$41B
Price / Earnings (P/E)10.8
Price / Sales (P/S)2.01
Analyst Forecast
1Y Price Target$166.00
Target High$175.00
Target Low$157.00
Upside+1.6%
Rating ConsensusBuy
Analysts Covering17
Buy 53% Hold 41% Sell 6%
Price Target Summary
Company Info
CountryUS
ExchangeNASDAQ Global Select
CurrencyUSD
ISINUS1720621010

Price Chart

CINF
Cincinnati Financial Corporation  ·  NASDAQ Global Select
Financial Services • Insurance - Property & Casualty
123.02 52WK RANGE 174.27
Contact Us
🎓
SharesGrow Academy
Learn how to calculate Intrinsic Value and find undervalued stocks.
Weekly live sessions
Send us a message