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Assurant, Inc. AIZ NYSE

NYSE • Financial Services • Insurance - Specialty • US • USD

SharesGrow Score
67/100
2/7 Pass
SharesGrow Intrinsic Value
$347.86
+56.5%
Analyst Price Target
$253.60
+14.1%
SharesGrow 7-Criteria Score All 7 criteria scored · income-related highlighted on this page

Assurant, Inc. (AIZ) reported moderate year-over-year revenue growth of +7.9% through 2025-12 (TTM revenue vs prior-year TTM). Net income showed solid earnings growth of +14.8% YoY, reaching $225M in the latest quarter. The net profit margin is 6.7%, which is moderate. The company has maintained profitability in all 4 quarters. The gross margin is 77.1% (high), up 0.4pp vs the prior year. With a $11B market cap, MOAT composite score of 80/100 (strong competitive position).

Criteria proven by this page:

  • GROWTH (83/100, Pass) — proving strong growth momentum
  • PAST (100/100, Pass) — proving consistent earnings. Looking at the full 26-year annual history, the company was profitable in 25 of 26 years — an excellent long-term track record
  • INCOME (45/100, Partial) — the company is profitable but margin is below 15%
  • MOAT (80/100, Pass) — strong gross margins and market scale prove a durable competitive advantage

Overall SharesGrow Score: 67/100 with 2/7 criteria passed.

67/100
SG Score
View full scorecard →
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VALUE
53/100
Price-to-Earnings & upside
→ IV page
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FUTURE
52/100
Analyst consensus
→ Forecast
PAST
100/100
4/4 qtrs profit
EPS $4.49
Proven by this page
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HEALTH
67/100
Debt-to-Equity & liquidity
→ Health
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MOAT
69/100
Score: 80/100
GM 77.1% (+0.4pp)
Proven by this page
GROWTH
83/100
Rev +7.9% YoY
NI +14.8% YoY
Proven by this page
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INCOME
45/100
Margin 6.7%
$3.4B
Proven by this page
Assurant, Inc. Earnings and Revenue History
Revenue
Earnings & Profit Margin
Metric TTM Q4 FY2025 Q3 FY2025 Q2 FY2025 Q1 FY2025
Revenue $12.81B$3.35B$3.23B$3.16B$3.07B
Gross Profit $9.89B$2.63B$2.52B$2.44B$2.29B
Gross Margin 77.2%78.6%78%77.2%74.6%
Operating Income $1.09B$283.5M$331.2M$289M$183.7M
Net Income $872.7M$225.2M$265.6M$235.3M$146.6M
Net Margin 6.8%6.7%8.2%7.4%4.8%
EPS (Diluted) $17.05$4.49$5.17$4.56$2.83
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