Assurant, Inc. AIZ NYSE

Assurant, Inc. (AIZ) has shown moderate revenue growth over the past 3 years, expanding from $10.2B to $12.8B (average +7.9%/yr). Net income reached $873M, reflecting exceptional earnings expansion at +55.1%/yr on average. The net profit margin is 6.8%, which is moderate. The company has maintained profitability in all 4 of the past 4 years, demonstrating a consistent earnings track record. The gross margin is 77.2% (high), with a -22.8pp trend over the period. With a $11B market cap and MOAT composite score of 69/100, the company has a moderate competitive position.

Criteria proven by this page:

• GROWTH (83/100, Pass) — proving strong growth momentum
• PAST (100/100, Pass) — proving consistent earnings. Looking at the full 26-year history, the company was profitable in 25 of 26 years — an excellent long-term track record
• INCOME (45/100, Partial) — the company is profitable but margin is below 15%
• MOAT (69/100, Partial) — some competitive advantages are present but not dominant

Overall SharesGrow Score: 67/100 with 2/7 criteria passed.