SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Assurant, Inc. (AIZ) trades at a trailing P/E of 12.9, forward P/E of 10.9. Trailing earnings yield is 7.78%, forward earnings yield 9.21%. PEG 0.63 (Peter Lynch undervalued ≤1.0). Graham Number is $213.90.
Criteria proven by this page:
- VALUE (53/100, Partial) — mixed signals — some valuation metrics are favorable while others are stretched.
- Forward P/E 10.9 (down from trailing 12.9) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.63 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 7.78% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 9.21% as earnings recover.
- Analyst consensus target $253.60 (+14.1% upside) — modest upside expected.
Overall SharesGrow Score: 67/100 with 2/7 criteria passed.
SharesGrow 7-Criteria Score
~
VALUE
53/100
Price-to-Earnings & upside
Proven by this page
~
HEALTH
67/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — AIZ
Valuation Multiples
P/E (TTM)12.9
Forward P/E10.9
PEG Ratio0.63
Forward PEG0.61
P/B Ratio1.91
P/S Ratio0.87
EV/EBITDA8.0
Per Share Data
EPS (TTM)$17.39
Forward EPS (Est.)$20.47
Book Value / Share$116.97
Revenue / Share$255.28
FCF / Share$31.84
Yields & Fair Value
Earnings Yield7.78%
Forward Earnings Yield9.21%
Dividend Yield1.50%
Graham Number$213.90
SharesGrow IV$347.86 (+56.5%)
Analyst Target$253.60 (+14.1%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
10.1 |
0.03 |
1.39 |
0.80 |
2.20% |
| 2017 |
10.7 |
4.48 |
1.30 |
0.88 |
2.15% |
| 2018 |
21.1 |
-0.38 |
1.04 |
0.66 |
2.79% |
| 2019 |
21.2 |
0.46 |
1.44 |
0.85 |
2.09% |
| 2020 |
18.6 |
1.33 |
1.38 |
0.85 |
2.12% |
| 2021 |
6.8 |
0.14 |
1.69 |
0.90 |
1.76% |
| 2022 |
24.6 |
-0.48 |
1.61 |
0.67 |
2.21% |
| 2023 |
14.0 |
0.10 |
1.87 |
0.81 |
1.69% |
| 2024 |
14.6 |
0.70 |
2.18 |
0.94 |
1.40% |
| 2025 |
13.9 |
0.74 |
2.07 |
0.95 |
1.39% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$9.13 |
$7.11B |
$565.35M |
8% |
| 2017 |
$9.39 |
$6.31B |
$519.6M |
8.2% |
| 2018 |
$4.22 |
$8B |
$251M |
3.1% |
| 2019 |
$6.14 |
$10.07B |
$382.6M |
3.8% |
| 2020 |
$6.70 |
$9.59B |
$440.8M |
4.6% |
| 2021 |
$10.20 |
$10.19B |
$613.5M |
6% |
| 2022 |
$5.05 |
$10.19B |
$276.6M |
2.7% |
| 2023 |
$11.95 |
$11.13B |
$642.5M |
5.8% |
| 2024 |
$14.46 |
$11.88B |
$760.2M |
6.4% |
| 2025 |
$17.39 |
$12.81B |
$872.7M |
6.8% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$20.67 |
$20.12 – $21.36 |
$13.63B |
$13.45B – $13.97B |
5 |
| 2027 |
$22.16 |
$21.01 – $22.76 |
$14.38B |
$14.06B – $14.98B |
5 |
| 2028 |
$23.30 |
$22.62 – $24.41 |
$14.75B |
$14.42B – $15.29B |
1 |
