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Enact Holdings, Inc. ACT NASDAQ

NASDAQ Global Select • Financial Services • Insurance - Specialty • US • USD

SharesGrow Score
71/100
4/7 Pass
SharesGrow Intrinsic Value
$135.88
+223.5%
Analyst Price Target
$45.00
+7.1%

Enact Holdings, Inc. (ACT) is a Insurance - Specialty company in the Financial Services sector, currently trading at $42.00. It has a SharesGrow Score of 71/100, indicating a above average investment profile with 4 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of ACT = $135.88 (+223.5% from the current price, the stock appears undervalued). Analyst consensus target is ACT = $45 (+7.1% upside).

Valuation: ACT trades at a trailing Price-to-Earnings (P/E) of 9.1 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.55.

Financials: revenue is $1.2B, +4%/yr average growth. Net income is $674M, growing at -1.4%/yr. Net profit margin is 54.8% (strong). Gross margin is 91.1% (-8.9 pp trend).

Balance sheet: total debt is $744M against $5.4B equity (Debt-to-Equity (D/E) ratio 0.14, conservative). Current ratio is 6.86 (strong liquidity). Debt-to-assets is 10.8%. Total assets: $6.9B.

Analyst outlook: 3 / 8 analysts rate ACT as buy (38%) — mixed sentiment.

SharesGrow 7-Criteria breakdown: Value 66/100 (Pass), Growth 30/100 (Fail), Past 100/100 (Pass), Health 100/100 (Pass), Moat 59/100 (Partial), Future 40/100 (Partial), Income 100/100 (Pass).

$45.00
▲ 7.14% Upside
Average Price Target
Based on 8 Wall Street analysts offering 12-month price targets for Enact Holdings, Inc., the average price target is $45.00, with a high forecast of $50.00, and a low forecast of $40.00.
Highest Price Target
$50.00
Average Price Target
$45.00
Lowest Price Target
$40.00

ACT SharesGrow Score Overview

71/100
SharesGrow Score
Above average fundamentals
View full scorecard →
VALUE 66/100
Valuation — P/E, PEG, Forward PEG
GROWTH 30/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 100/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 59/100
Gross margin is + market cap
FUTURE 40/100
Analyst outlook — as buy
INCOME 100/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — ACT

VALUE Pass
66/100
ACT trades at a trailing Price-to-Earnings (P/E) of 9.1 (S&P 500 average ~25). Forward PEG 1.55 — ~moderate (~1.5). Trailing PEG 2.34. Analyst consensus target is $45, implying +7.1% from the current price $42. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Fail
30/100
ACT: +4%/yr revenue is, -1.4%/yr Net income is average growth. mixed. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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PAST Pass
100/100
ACT: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
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HEALTH Pass
100/100
Balance sheet ACT: Debt-to-Equity (D/E) ratio 0.14 (conservative), Current ratio is 6.86 (strong liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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~
MOAT Partial
59/100
ACT: Gross margin is 91.1% (-8.9 pp trend), $6B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 59/100. ≥ 70 = Pass.
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~
FUTURE Partial
40/100
Analyst outlook: 3 / 8 analysts rate ACT as buy (38%). Analyst consensus target is $45 (+7.1% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
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INCOME Pass
100/100
ACT: Net profit margin is 54.8%. strong (≥30%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
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Stock Chart & Stats

Market Data
52-Week Range31.28-44.8
Volume175.53K
Avg Volume (30D)330.02K
Market Cap$5.94B
Beta (1Y)0.51
Dividend Yield$0.8400
Share Statistics
EPS (TTM)4.54
Shares Outstanding$148.37M
IPO Date2021-09-16
Employees421
CEORohit Gupta
Financial Highlights & Ratios
Revenue (TTM)$1.23B
Gross Profit$1.12B
EBITDA$908.79M
Net Income$674.24M
Operating Income$858.84M
Total Cash$582.49M
Total Debt$744.48M
Net Debt$161.99M
Total Assets$6.89B
Price / Earnings (P/E)9.3
Price / Sales (P/S)4.83
Analyst Forecast
1Y Price Target$45.00
Target High$50.00
Target Low$40.00
Upside+7.1%
Rating ConsensusHold
Analysts Covering8
Buy 38% Hold 63% Sell 0%
Price Target Summary
Company Info
CountryUS
ExchangeNASDAQ Global Select
CurrencyUSD
ISINUS29249E1091

Price Chart

ACT
Enact Holdings, Inc.  ·  NASDAQ Global Select
Financial Services • Insurance - Specialty
31.28 52WK RANGE 44.80
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