Intercorp Financial Services Inc. (IFS) is a Banks - Regional company in the Financial Services sector, currently trading at $51.48. It has a SharesGrow Score of 67/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of IFS = $364.48 (+608% from the current price, the stock appears undervalued). Analyst consensus target is IFS = $31 (-40.8% upside).
Valuation: IFS trades at a trailing Price-to-Earnings (P/E) of 10.2 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.48.
Financials: revenue is $9.2B, +26.2%/yr average growth. Net income is $1.8B, growing at +8.5%/yr. Net profit margin is 19.7% (healthy). Gross margin is 65.3% (-34.7 pp trend).
Balance sheet: total debt is $12.8B against $12.3B equity (Debt-to-Equity (D/E) ratio 1.03, moderate). Current ratio is 2.07 (strong liquidity). Debt-to-assets is 12.9%. Total assets: $99.1B.
Analyst outlook: 3 / 4 analysts rate IFS as buy (75%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 59/100 (Partial), Growth 83/100 (Pass), Past 100/100 (Pass), Health 50/100 (Partial), Moat 59/100 (Partial), Future 49/100 (Partial), Income 70/100 (Pass).
