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Business First Bancshares, Inc. BFST NASDAQ

NASDAQ Global Select • Financial Services • Banks - Regional • US • USD

SharesGrow Score
71/100
5/7 Pass
SharesGrow Intrinsic Value
$55.95
+95.1%
Analyst Price Target
$33.00
+15.1%

Business First Bancshares, Inc. (BFST) is a Banks - Regional company in the Financial Services sector, currently trading at $28.68. It has a SharesGrow Score of 71/100, indicating a above average investment profile with 5 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of BFST = $55.95 (+95.1% from the current price, the stock appears undervalued). Analyst consensus target is BFST = $33 (+15.1% upside).

Valuation: BFST trades at a trailing Price-to-Earnings (P/E) of 9.5 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.05.

Financials: revenue is $512M, +25.5%/yr average growth. Net income is $88M, growing at +19.2%/yr. Net profit margin is 17.2% (healthy). Gross margin is 60.9% (-21.1 pp trend).

Balance sheet: total debt is $551M against $897M equity (Debt-to-Equity (D/E) ratio 0.61, moderate). Current ratio is 0.15 (tight liquidity). Debt-to-assets is 6.7%. Total assets: $8.2B.

Analyst outlook: 4 / 4 analysts rate BFST as buy (100%) — strong consensus.

SharesGrow 7-Criteria breakdown: Value 80/100 (Pass), Growth 90/100 (Pass), Past 100/100 (Pass), Health 17/100 (Fail), Moat 49/100 (Partial), Future 94/100 (Pass), Income 70/100 (Pass).

$33.00
▲ 15.06% Upside
Average Price Target
Based on 4 Wall Street analysts offering 12-month price targets for Business First Bancshares, Inc., the average price target is $33.00, with a high forecast of $35.00, and a low forecast of $31.00.
Highest Price Target
$35.00
Average Price Target
$33.00
Lowest Price Target
$31.00

BFST SharesGrow Score Overview

71/100
SharesGrow Score
Above average fundamentals
View full scorecard →
VALUE 80/100
Valuation — P/E, PEG, Forward PEG
GROWTH 90/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 17/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 49/100
Gross margin is + market cap
FUTURE 94/100
Analyst outlook — as buy
INCOME 70/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — BFST

VALUE Pass
80/100
BFST trades at a trailing Price-to-Earnings (P/E) of 9.5 (S&P 500 average ~25). Forward PEG 1.05 — ~moderate (~1.5). Trailing PEG 1.3. Analyst consensus target is $33, implying +15.1% from the current price $29. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Pass
90/100
BFST: +25.5%/yr revenue is, +19.2%/yr Net income is average growth. > 5%/yr — strong. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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PAST Pass
100/100
BFST: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
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HEALTH Fail
17/100
Balance sheet BFST: Debt-to-Equity (D/E) ratio 0.61 (moderate), Current ratio is 0.15 (tight liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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~
MOAT Partial
49/100
BFST: Gross margin is 60.9% (-21.1 pp trend), N/A market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 49/100. ≥ 70 = Pass.
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FUTURE Pass
94/100
Analyst outlook: 4 / 4 analysts rate BFST as buy (100%). Analyst consensus target is $33 (+15.1% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
View details →
INCOME Pass
70/100
BFST: Net profit margin is 17.2%. healthy (≥15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
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Stock Chart & Stats

Market Data
52-Week Range20.93-30.32
Volume204.69K
Avg Volume (30D)198.88K
Market Cap$938.13M
Beta (1Y)0.82
Dividend Yield$0.5800
Share Statistics
EPS (TTM)2.79
Shares Outstanding$29.54M
IPO Date2018-04-23
Employees849
CEODavid R. Melville
Financial Highlights & Ratios
Revenue (TTM)$511.93M
Gross Profit$311.86M
EBITDA$119.09M
Net Income$87.86M
Operating Income$113.41M
Total Cash$1B
Total Debt$551.35M
Net Debt$140.18M
Total Assets$8.21B
Price / Earnings (P/E)10.3
Price / Sales (P/S)1.83
Analyst Forecast
1Y Price Target$33.00
Target High$35.00
Target Low$31.00
Upside+15.1%
Rating ConsensusBuy
Analysts Covering4
Buy 100% Hold 0% Sell 0%
Price Target Summary
Company Info
CountryUS
ExchangeNASDAQ Global Select
CurrencyUSD
ISINUS12326C1053

Price Chart

BFST
Business First Bancshares, Inc.  ·  NASDAQ Global Select
Financial Services • Banks - Regional
20.93 52WK RANGE 30.32
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