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Corpay, Inc. CPAY NYSE

NYSE • Technology • Software - Infrastructure • US • USD

SharesGrow Score
65/100
3/7 Pass
SharesGrow Intrinsic Value
$1,505.93
+369.9%
Analyst Price Target
$362.13
+13%

Corpay, Inc. (CPAY) is a Software - Infrastructure company in the Technology sector, currently trading at $320.48. It has a SharesGrow Score of 65/100, indicating a above average investment profile with 3 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of CPAY = $1,505.93 (+369.9% from the current price, the stock appears undervalued). Analyst consensus target is CPAY = $362 (+13% upside).

Valuation: CPAY trades at a trailing Price-to-Earnings (P/E) of 19.8 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.35.

Financials: revenue is $4.5B, +9.8%/yr average growth. Net income is $1.1B, growing at +3.9%/yr. Net profit margin is 23.6% (strong). Gross margin is 69.9% (-7.8 pp trend).

Balance sheet: total debt is $10.1B against $3.9B equity (Debt-to-Equity (D/E) ratio 2.6, leveraged). Current ratio is 0.98 (tight liquidity). Debt-to-assets is 38.3%. Total assets: $26.4B.

Analyst outlook: 13 / 18 analysts rate CPAY as buy (72%) — strong consensus.

SharesGrow 7-Criteria breakdown: Value 57/100 (Partial), Growth 55/100 (Partial), Past 100/100 (Pass), Health 17/100 (Fail), Moat 65/100 (Partial), Future 73/100 (Pass), Income 85/100 (Pass).

$362.13
▲ 13% Upside
Average Price Target
Based on 18 Wall Street analysts offering 12-month price targets for Corpay, Inc., the average price target is $362.13, with a high forecast of $390.00, and a low forecast of $300.00.
Highest Price Target
$390.00
Average Price Target
$362.13
Lowest Price Target
$300.00

CPAY SharesGrow Score Overview

65/100
SharesGrow Score
Above average fundamentals
View full scorecard →
VALUE 57/100
Valuation — P/E, PEG, Forward PEG
GROWTH 55/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 17/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 65/100
Gross margin is + market cap
FUTURE 73/100
Analyst outlook — as buy
INCOME 85/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — CPAY

~
VALUE Partial
57/100
CPAY trades at a trailing Price-to-Earnings (P/E) of 19.8 (S&P 500 average ~25). Forward PEG 1.35 — ~moderate (~1.5). Trailing PEG 10.21. Analyst consensus target is $362, implying +13% from the current price $320. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Partial
55/100
CPAY: +9.8%/yr revenue is, +3.9%/yr Net income is average growth. mixed. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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PAST Pass
100/100
CPAY: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
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HEALTH Fail
17/100
Balance sheet CPAY: Debt-to-Equity (D/E) ratio 2.6 (leveraged), Current ratio is 0.98 (tight liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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~
MOAT Partial
65/100
CPAY: Gross margin is 69.9% (-7.8 pp trend), $22B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 65/100. ≥ 70 = Pass.
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FUTURE Pass
73/100
Analyst outlook: 13 / 18 analysts rate CPAY as buy (72%). Analyst consensus target is $362 (+13% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
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INCOME Pass
85/100
CPAY: Net profit margin is 23.6%. healthy (≥15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
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Stock Chart & Stats

Market Data
52-Week Range252.84-361.99
Volume452.48K
Avg Volume (30D)680.97K
Market Cap$22.42B
Beta (1Y)0.85
Share Statistics
EPS (TTM)15.25
Shares Outstanding$70.14M
IPO Date2010-12-15
Employees11,200
CEORonald F. Clarke
Financial Highlights & Ratios
Revenue (TTM)$4.53B
Gross Profit$3.17B
EBITDA$2.34B
Net Income$1.07B
Operating Income$1.95B
Total Cash$8.99B
Total Debt$10.12B
Net Debt$1.12B
Total Assets$26.41B
Price / Earnings (P/E)21
Price / Sales (P/S)4.95
Analyst Forecast
1Y Price Target$370.50
Target High$390.00
Target Low$300.00
Upside+15.6%
Rating ConsensusBuy
Analysts Covering18
Buy 72% Hold 28% Sell 0%
Price Target Summary
Company Info
CountryUS
ExchangeNYSE
CurrencyUSD
ISINUS2199481068

Price Chart

CPAY
Corpay, Inc.  ·  NYSE
Technology • Software - Infrastructure
252.84 52WK RANGE 361.99
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