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Dime Community Bancshares, Inc. DCOM NASDAQ

NASDAQ Global Select • Financial Services • Banks - Regional • US • USD

SharesGrow Score
67/100
4/7 Pass
SharesGrow Intrinsic Value
$47.99
+32.6%
Analyst Price Target
$37.50
+3.6%

Dime Community Bancshares, Inc. (DCOM) is a Banks - Regional company in the Financial Services sector, currently trading at $36.19. It has a SharesGrow Score of 67/100, indicating a above average investment profile with 4 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of DCOM = $47.99 (+32.6% from the current price, the stock appears undervalued). Analyst consensus target is DCOM = $38 (+3.6% upside).

Valuation: DCOM trades at a trailing Price-to-Earnings (P/E) of 14 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.51.

Financials: revenue is $730M, +16.1%/yr average growth. Net income is $111M, growing at +57.9%/yr. Net profit margin is 15.2% (healthy). Gross margin is 56.1% (-30.3 pp trend).

Balance sheet: total debt is $371M against $1.5B equity (Debt-to-Equity (D/E) ratio 0.25, conservative). Current ratio is 0.25 (tight liquidity). Debt-to-assets is 2.4%. Total assets: $15.3B.

Analyst outlook: 4 / 10 analysts rate DCOM as buy (40%) — mixed sentiment.

SharesGrow 7-Criteria breakdown: Value 85/100 (Pass), Growth 90/100 (Pass), Past 100/100 (Pass), Health 33/100 (Fail), Moat 55/100 (Partial), Future 34/100 (Fail), Income 70/100 (Pass).

$37.50
▲ 3.62% Upside
Average Price Target
Based on 10 Wall Street analysts offering 12-month price targets for Dime Community Bancshares, Inc., the average price target is $37.50, with a high forecast of $39.00, and a low forecast of $36.00.
Highest Price Target
$39.00
Average Price Target
$37.50
Lowest Price Target
$36.00

DCOM SharesGrow Score Overview

67/100
SharesGrow Score
Above average fundamentals
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VALUE 85/100
Valuation — P/E, PEG, Forward PEG
GROWTH 90/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 33/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 55/100
Gross margin is + market cap
FUTURE 34/100
Analyst outlook — as buy
INCOME 70/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — DCOM

VALUE Pass
85/100
DCOM trades at a trailing Price-to-Earnings (P/E) of 14 (S&P 500 average ~25). Forward PEG 0.51 — Peter Lynch undervalued (≤1.0). Trailing PEG 0.13. Analyst consensus target is $38, implying +5% from the current price $36. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Pass
90/100
DCOM: +16.1%/yr revenue is, +57.9%/yr Net income is average growth. > 5%/yr — strong. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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PAST Pass
100/100
DCOM: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
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HEALTH Fail
33/100
Balance sheet DCOM: Debt-to-Equity (D/E) ratio 0.25 (conservative), Current ratio is 0.25 (tight liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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~
MOAT Partial
55/100
DCOM: Gross margin is 56.1% (-30.3 pp trend), $2B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 55/100. ≥ 70 = Pass.
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FUTURE Fail
34/100
Analyst outlook: 4 / 10 analysts rate DCOM as buy (40%). Analyst consensus target is $38 (+5% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
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INCOME Pass
70/100
DCOM: Net profit margin is 15.2%. healthy (≥15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
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Stock Chart & Stats

Market Data
52-Week Range23.25-36.86
Volume261.38K
Avg Volume (30D)300.21K
Market Cap$1.59B
Beta (1Y)1.05
Dividend Yield$1.0000
Share Statistics
EPS (TTM)2.36
Shares Outstanding$43.05M
IPO Date1999-01-12
Employees887
CEOStuart H. Lubow
Financial Highlights & Ratios
Revenue (TTM)$730.38M
Gross Profit$409.9M
EBITDA$156.8M
Net Income$110.68M
Operating Income$156.8M
Total Cash$3.15B
Total Debt$370.63M
Net Debt$-1.98B
Total Assets$15.34B
Price / Earnings (P/E)15.3
Price / Sales (P/S)2.18
Analyst Forecast
1Y Price Target$37.50
Target High$39.00
Target Low$36.00
Upside+3.6%
Rating ConsensusHold
Analysts Covering10
Buy 40% Hold 50% Sell 10%
Price Target Summary
Company Info
CountryUS
ExchangeNASDAQ Global Select
CurrencyUSD
ISINUS25432X1028

Price Chart

DCOM
Dime Community Bancshares, Inc.  ·  NASDAQ Global Select
Financial Services • Banks - Regional
23.25 52WK RANGE 36.86
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